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How to Launch Your Dream Business

By: American Heritage08.22.19 Education
No matter your idea, there are plenty of tools and resources to help you start your dream business – and keep it growing – if you know where to look. For many budding entrepreneurs, credit unions can be an irreplaceable partner when starting a small business.

Should You Choose a Secured or Unsecured Loan?

By: American Heritage08.15.19 Savings & Budgeting
Life takes money. And sometimes, it takes a lot of money at once. Whether you are planning a wedding, updating your kitchen, or fixing your car, having affordable access to cash is often essential. After all, you don’t want to wipe out your savings. When it’s time to look for a loan or line of credit, one of the first questions to ask is: secured or unsecured?
Young nurse interviewing for a hospital job

5 Facts that Show How Education Leads to Better Pay

By: American Heritage08.01.19 Savings & Budgeting
We all want to live comfortably and build a secure financial future. Whether you’re supporting yourself or a big family, you deserve this financial freedom. Unfortunately, earning a good salary can be a challenge for many Americans. In today’s competitive job market, being a skilled and valuable employee is the best way to ensure a great paycheck. And this usually depends on a great education.
Frustrated young woman looking over her finances

Help: I’ve Been Denied for a Loan!

By: Holly Benedetto07.26.19 Culture
If you’ve been declined for a loan, don’t worry – you’re not alone. The average American household has an estimated $6,741 in carried credit card balances, so it’s no surprise that many of us need help with large expenses. Unfortunately, some loans get declined. If you’ve recently applied for a loan and didn’t get the answer you were hoping for, your best tool is education.
Member using the PAT machine

More than a Machine: Meet PAT

By: Holly Benedetto07.23.19 Culture
During a recent branch visit, you may have been asked to try the PAT (Personal Automated Teller) machine. Whether you decided to try it or not, you may have lingering questions about the machines and wonder why we’ve added them into our branches. We sat down with the experts here at American Heritage on all things PAT, Meg Kenny (PAT Supervisor) and Alicia Jordan (Assistant Branch Manager), to get answers directly from the team behind the machines.

Four Ways Credit Unions Create Economic Opportunity

By: Mike Dinneen07.18.19 Culture
If you own or work for a local business, you understand how important your community is to the success of your business. At American Heritage Credit Union, we do too. As a credit union with deep local roots, our commitment to serving members’ financial needs goes hand-in-hand with our work to support our community.

How to Finance Your Next Vehicle

By: American Heritage07.11.19 Savings & Budgeting Auto
We all need reliable, affordable transportation. For many of us, an auto loan is essential when it’s time to buy our next new or used vehicle. The type of financing you choose and the lender you turn to for your loan is a bigger deal than you might think.

5 Tips for How to Handle Unexpected Expenses

By: American Heritage07.02.19 Savings & Budgeting
There are unexpected expenses that we all endure, many of which seem to occur at the most inopportune times. While it’s impossible to know what’s ahead, the good news is that you have the ability to take control of your finances and better prepare yourself, and your wallet, for the unexpected. To help, we’ve outlined 5 ways to handle unexpected expenses.
Philly Cheesesteak

The History Behind 3 Famous Philadelphia Foods

By: Holly Benedetto06.27.19 Culture
Philadelphia is known for its sweet, salty, and savory foods. From tomato pies to butterscotch krimpets and "wooder" ice, Philly certainly has a way of satisfying the food cravings you didn't even know you had. It's possible to go an entire day eating a famous Philadelphia food at every meal, sampling historic well-known restaurants and small vendors alike. While you've certainly enjoyed one of the following treats (if not, get to Philadelphia ASAP!), have you ever wondered about the history behind them?

4 Programs that Can Open the Door to Your First Home

By: American Heritage06.20.19 Home & Mortgage
If you dream of owning your own home, you’re not alone. Generations of homeowners have enjoyed the opportunity to put down roots in their community, build wealth, and experience the pride of having their own place. A mortgage is usually key to buying a house, but many people struggle to qualify for this essential loan. Fortunately, there are many federal and state programs designed to make homeownership possible for more people.

9 Ways to Improve Your Credit Score

By: American Heritage06.18.19 Credit
You’ve seen the commercials explaining how important it is to check your ever-fluctuating credit score. You’ve investigated, learned your score, but now what? Knowing your score is the first step to having good credit, but having a good score takes further steps.

Rates, APRs, and Dividends: What They Are & Why They Matter

By: American Heritage06.06.19
When you’re applying for a loan, shopping for an account, or listening to a finance pro, you’re bound to come across a lot of financial jargon – but rarely a clear explanation of what these terms mean. A solid understanding of key banking concepts like rate, APR, and dividend is crucial to making smart financial decisions – and can help put more money in your pocket (and keep it there).

How to Entertain on a Budget

By: American Heritage06.05.19 Culture Savings & Budgeting
Get-togethers with friends and family are often the biggest highlights of the summer. But if you’re the one hosting that graduation party, Fourth of July barbecue, or family reunion, you may also wind up with a big bill. Fortunately, your next gathering doesn’t have to be an expensive affair.

Having a Social Life – Even on a Budget

By: American Heritage05.21.19 Savings & Budgeting
Your budget doesn’t have to keep you from socializing. You just have to think about different ways to have fun with your friends. Remember, a budget isn’t really about dollars and cents. It represents what you want from life. With that in mind, here are a few money-saving ways to have a great social life without going broke.

Veterans Organizations to Support This Memorial Day Holiday

By: American Heritage05.21.19 Culture
Memorial Day is right around the corner—a holiday dedicated to remembering and honoring those people who have died serving in the armed forces. As part of our commitment to veterans and to the greater Philadelphia community, our team at American Heritage Credit Union likes to take this time of year to pause and honor those who have served, as well as other charitable organizations in the region.

 

 

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