Financial Calculators

American Heritage Financial Planning Calculators

Buying a car, refinancing a home, saving for college – American Heritage members are often busy calculating the finances of life’s decisions. To help that process, American Heritage offers calculators* for all of your money issues.


Credit Card Payoff

Enter your desired payment or loan amount and let us calculate the rest!

Monthly Loan Payment

Enter your desired payment or loan amount and let us calculate the rest!

Should I Consolidate my debts?

Should you consolidate balances from multiple credit cards into one?
Find out if debt consolidation is right for you.

How Long Will it Take to Pay Off My Loan?

Enter different payment plan frequencies and see the payment or loan buy-down amounts.


Lease vs. Buy

Should you lease your next automobile or finance it? Find out with this calculator.

How much will my auto payment be?

Before taking the leap, be sure to understand how much care you can afford each month.

Should I take a rebate or low-cost financing?

Find out which is the better value for you, low cost financing or a rebate.

How much car can I afford?

The car we want is not always the car we can afford.


Mortgage Qualifier

Discover just how much you can afford in the cost of a home.

Mortgage Loan Payment

Know the price? This calculator shows your monthly payment and amortization schedule.

Mortgage Refinance Break-Even

Should you refinance your mortgage? See when you will break even on the costs of refinancing.

Extra Payments

Discover how extra payments can save your thousands in interest payments and shave years off your mortgage.

What is the loan to value ratio of my home?

The Loan to Value Ratio (LTV) shows how much equity you have in a house relative to the amount you want to borrow or already have borrowed, and is one of the key risk factors assessed by lenders.


Savings Builder

Enter an amount you want to invest and see how you can accumulate wealth.

Savings Goals

See what it will take to reach your savings goal.

Cool Million

How much do you have to save to be a millionaire? This calculator lets you know.

How much should I save for college?

With college tuition increasing every year, you'll need the power of interest to help you reach your college savings goal.

How much will my Certificate be worth at maturity?

Does your investment portfolio include a certificate account?

*These calculators are made available to you as informational and educational tools for your independent use and are not intended to provide financial or investment advice. These calculators are not offers, representations or warranties and do not describe any particular products or services. Results depend on many factors, including the information you provide and we do not guarantee their applicability or accuracy in regards to your individual circumstances.