Personal Loans

A simpler way to borrow for life's various expenses.

If you are looking to pay down high-interest debt, redecorate your home, pay for a wedding, or take that dream vacation, the sky is the limit with one of American Heritage Credit Union's personal loan options.

 

  • Low interest rates, as low as 8.74% APR*
  • Take up to 120 months to repay your loan

For those looking for a smaller loan amount to pay off or pay for whatever you need.

 

Take advantage of flexible and affordable terms with an American Heritage Line of Credit.

Avoid the embarrassment of bounced checks while also enjoying an open-ended credit line available 24/7. You can enjoy the following features with our Personal Line of Credit:

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With an American Heritage Personal Loan, you can look forward to low interest rates, as low as 8.74% APR*, and take up to 120 months to repay your loan.

Personal Loan Rates

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Terms Monthly Payment APR* As Low As
Up to 24 Months ($1000 minimum) $45.57 8.74%
25 to 60 Months ($300 minimum) $20.63 8.74%
61 to 72 Months ($300 minimum) $19.94 12.74%
73 to 120 Months ($300 minimum) $14.78 12.74%

Monthly payment (per $1,000) examples are based on longest term in each range.

*Annual Percentage Rate (APR) for members who choose to make loan payments via payroll deduction or automatic payment from an American Heritage Federal Credit Union account. APR is increased by .25% without payroll deduction or automatic payment. Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. Sample Monthly Payment: $14.78 for every $1000 borrowed at 12.74% APR at 120 months. Monthly payment (per $1,000) examples are based on longest term in each range. Your payment may vary.

Becoming a Member is Simple

Get access to these convenient and secure features by becoming a member and opening a checking and savings account today.