Whether you’re a few years or a few decades away from retirement, you want to make sure you can live comfortably when you do retire. First enacted in the 1930s, America’s Social Security program protects people against the loss of earnings due to retirement, death, or disability. But Social Security was meant to be a foundational element of planning for retirement, not the only source of income after retirement. Here are five important facts about the program.
By: American Heritage04.18.24
Youth
Money talks—are you teaching your kids to listen? April is both Credit Union Youth Month and Financial Literacy Month, so it’s the perfect time to spotlight the importance of teaching your children about money from a young age, fostering financial literacy that will benefit them for life. Here are achievable ways you can support major milestones along your child’s financial journey.
By: Nicholas Franks04.11.24
Culture
As spring blooms in the Greater Philadelphia area, there's a plethora of engaging activities waiting for you and your loved ones right around the corner.
If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for day care and start saving for college without going broke?
If you’ve gotten married in the past year, or you’re getting married soon, taxes may be the last thing on your mind. These tips can make your transition from single to married tax filing status go smoothly.
If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.
This Saint Patrick’s Day, you might be hoping to find your very own pot of gold at the end of a rainbow. Maybe you’re wondering how gold got to be such a hot commodity in the first place.
In this post, we’ll share 10 fascinating facts about this most famous of precious metals, including some tips for those who are curious about gold as an investment.
For many, our biggest life goals are accomplished through banking. The ability to save, borrow, and invest money is key to most aspects of modern life and independence. However, fair banking had not always been available for everyone through the course of history. Know your rights and celebrate these championships of justice by learning about these historic laws.
By: Nicholas Franks03.07.24
Culture
From the electrifying atmosphere of the Philadelphia Phillies' opening weekend, where the crack of the bat rings throughout the city of brotherly love, to the captivating displays of floral artistry at the renowned Philadelphia Flower Show, and the underwater encounters with mermaids at the Adventure Aquarium In this blog we’ll unveil the must-see attractions, hidden gems, and unforgettable moments throughout the Greater Philadelphia area this month.
Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.
Retirement is the long-awaited reward after a life of hard work—a time to devote to yourself, your loved ones, and your dreams. An individual retirement account can be an essential tool in your retirement savings strategy, helping ensure your finances can support you throughout your golden years.
In honor of American Heart Month, learn about the link between financial and physical wellness, as well as tips to better manage your stress and finances for a healthier heart and future.
By: Nicholas Franks02.08.24
Culture
From live performances to unique experiences, the city has curated a diverse lineup of things to do this month for Valentine's Day and beyond. We’ve ensured that your calendar remains full of delightful moments and memorable experiences throughout the winter season. This list promises to guide you through the must-see events in February around the City of Brotherly Love.
With Tax Season upon us, here are several tips and offers to help you make the most of your tax return and refund!
Without the right support and preparation, buying a home can feel a lot like putting together a puzzle with only half of the pieces: time-consuming and frustrating. From house-hunting to closing, the homebuying process takes 4 to 6 months on average and involves multiple moving parts, so it’s no surprise that many homebuyers find it overwhelming.
If you want to simplify and streamline your experience, you can take steps to better prepare and set yourself up for a smooth road to homeownership.
By: Holly Benedetto01.25.24
Auto
When comparing potential auto loan lenders to refinance with, the main factors to consider are the loan amount (how much money you’re borrowing), the annual percentage rate (or APR, the interest rate on the loan), and the loan term (time to pay back the loan in full).
We know refinancing a loan can be a bit daunting—that’s why we answered some of the most common questions buyers have when it comes to deciding when and how to refinance your auto loan.
We understand that changes to your financial situation are not always in your control and can be difficult to overcome, especially at the start of a new year. To help you take back control of your financial journey, we’ve created a list of financial practices to either embrace or leave behind this year with actionable steps you can take immediately to start seeing positive changes in your finances.
As the holiday season wraps up, many of us face the financial aftermath, a period marked by reviewing expenses and recalibrating budgets. The start of the new year presents a crucial opportunity to assess and rejuvenate your financial health, setting a solid foundation for the months ahead.
From Winter Wonderland activities to educational exhibits and sporting events, there’s something for everyone. Let’s dive into all the activities you can do your kids to kick off 2024!
Financial clutter does more than frustrate you and waste your time. It can hurt your credit score, lead to higher interest payments, and keep you from growing your money for the future.
The good news is that you can declutter your finances and make them easier to manage for the future. All you need to do is follow these steps to organize, consolidate, and automate your way to clutter-free finances.