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Couple standing in front of new home holding keys

10 Common Mortgage Myths Debunked

By: American Heritage06.06.24 Home & Mortgage
Buying a home is a big step, both emotionally and financially. Naturally, you want the most accurate information to guide you through this process. However, a surprising amount of misinformation is out there, sometimes unintentionally passed along. Let’s clear up some common misconceptions to help you navigate the complexities of buying a home.
Young man standing in airport looking at board of destinations.

Post-Grad Money Moves: A Guide to Smart Financial Habits

By: American Heritage05.30.24 Education Savings & Budgeting
College graduation is a significant milestone—the culmination of years of dedication and hard work. As you step into the next chapter, financial independence becomes a critical factor in shaping your future. This article can help you navigate the exciting yet sometimes complex world of personal finance. By managing your finances wisely from the start, you can steer clear of common pitfalls and set yourself on a path toward fulfilling your long-term financial goals.
Mother pulling son on suitcase and loading car for family vacation

Your Guide to Planning the Perfect Road Trip

By: American Heritage05.23.24 Auto
Is the open road calling you? You’re not alone. Every summer, millions of people in the U.S. travel by car for leisure. Whether you’re heading across the state or across the country, a road trip can be a fun, flexible, and economical way to travel with the family. But before you gas up and hit the highway, a little planning can ensure a smooth and enjoyable journey. From preparing your vehicle to mapping out your route and packing emergency supplies, here are some tips for making the most of your summer road trip.
Women inserting debit card into ATM.

Combat Fraud and Scams Using These Helpful Tactics

By: American Heritage 05.09.24 Security
At American Heritage, we are continually looking for ways to provide our members with educational resources and tips that can aid in fighting frauds and scams, including card skimming. Members have access to various account tools to protect themselves against the ongoing and increased scam activity. Tools and digital services available to members include Mobile Teller card controls, eAlerts for each card transaction, and on-demand educational content on the Learning Center.
A mature couple smiles as they work with a financial advisor.

Why Are Trusts Frequently Used in Estate Planning?

By: American Heritage05.02.24 Investing & Retirement
When it comes to estate planning, you may be more familiar with the concept of a will versus a trust, but there are several reasons that trusts could benefit you and your loved ones in estate planning. Establishing a trust gives you control over how your wealth will be protected and, ultimately, transferred to your beneficiaries. Many types of trusts are available. The benefits of each vary by type, and each may be treated differently from state to state.

5 Important Facts You Should Know About Social Security & Retirement

By: American Heritage04.25.24 Investing & Retirement
Whether you’re a few years or a few decades away from retirement, you want to make sure you can live comfortably when you do retire. First enacted in the 1930s, America’s Social Security program protects people against the loss of earnings due to retirement, death, or disability. But Social Security was meant to be a foundational element of planning for retirement, not the only source of income after retirement. Here are five important facts about the program.
Young girl smiling with a jar full of coins she earned from working her lemonade stand

How to Support Your Child’s Financial Literacy at All Ages

By: American Heritage04.18.24 Youth
Money talks—are you teaching your kids to listen? April is both Credit Union Youth Month and Financial Literacy Month, so it’s the perfect time to spotlight the importance of teaching your children about money from a young age, fostering financial literacy that will benefit them for life. Here are achievable ways you can support major milestones along your child’s financial journey.
Woman working from home on a video call

How to Save (More) With a Hybrid Work Schedule

By: Holly Benedetto03.21.24 Savings & Budgeting
If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.
Pile of gold bars and coins

10 Facts About Gold for Saint Patrick’s Day

By: American Heritage03.14.24 Investing & Retirement
This Saint Patrick’s Day, you might be hoping to find your very own pot of gold at the end of a rainbow. Maybe you’re wondering how gold got to be such a hot commodity in the first place. In this post, we’ll share 10 fascinating facts about this most famous of precious metals, including some tips for those who are curious about gold as an investment.

Know Your Banking Rights and Protections

By: Holly Benedetto03.12.24 Policy & Economy
For many, our biggest life goals are accomplished through banking. The ability to save, borrow, and invest money is key to most aspects of modern life and independence. However, fair banking had not always been available for everyone through the course of history. Know your rights and celebrate these championships of justice by learning about these historic laws.
Boathouse Row in Philadelphia illuminated

5 Affordable Family-Friendly Events Around Philadelphia This March

By: Nicholas Franks03.07.24 Culture
From the electrifying atmosphere of the Philadelphia Phillies' opening weekend, where the crack of the bat rings throughout the city of brotherly love, to the captivating displays of floral artistry at the renowned Philadelphia Flower Show, and the underwater encounters with mermaids at the Adventure Aquarium In this blog we’ll unveil the must-see attractions, hidden gems, and unforgettable moments throughout the Greater Philadelphia area this month.

Making Personal Loans Work for You

By: Nicholas Franks02.29.24 Product Spotlight Savings & Budgeting
Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.
Mature couple meeting with a financial advisor in their home

IRAs: Understanding Retirement Saving Options

By: American Heritage02.22.24 Investing & Retirement
Retirement is the long-awaited reward after a life of hard work—a time to devote to yourself, your loved ones, and your dreams. An individual retirement account can be an essential tool in your retirement savings strategy, helping ensure your finances can support you throughout your golden years.

Top 5 Date Ideas and Things to Do this February Around Philadelphia

By: Nicholas Franks02.08.24 Culture
From live performances to unique experiences, the city has curated a diverse lineup of things to do this month for Valentine's Day and beyond. We’ve ensured that your calendar remains full of delightful moments and memorable experiences throughout the winter season. This list promises to guide you through the must-see events in February around the City of Brotherly Love.

 

 

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