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Boathouse Row in Philadelphia illuminated

5 Affordable Family-Friendly Events Around Philadelphia This March

By: Nicholas Franks03.07.24 Culture
From the electrifying atmosphere of the Philadelphia Phillies' opening weekend, where the crack of the bat rings throughout the city of brotherly love, to the captivating displays of floral artistry at the renowned Philadelphia Flower Show, and the underwater encounters with mermaids at the Adventure Aquarium In this blog we’ll unveil the must-see attractions, hidden gems, and unforgettable moments throughout the Greater Philadelphia area this month.

Making Personal Loans Work for You

By: Nicholas Franks02.29.24 Product Spotlight Savings & Budgeting
Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.
Mature couple meeting with a financial advisor in their home

IRAs: Understanding Retirement Saving Options

By: American Heritage02.22.24 Investing & Retirement
Retirement is the long-awaited reward after a life of hard work—a time to devote to yourself, your loved ones, and your dreams. An individual retirement account can be an essential tool in your retirement savings strategy, helping ensure your finances can support you throughout your golden years.

Top 5 Date Ideas and Things to Do this February Around Philadelphia

By: Nicholas Franks02.08.24 Culture
From live performances to unique experiences, the city has curated a diverse lineup of things to do this month for Valentine's Day and beyond. We’ve ensured that your calendar remains full of delightful moments and memorable experiences throughout the winter season. This list promises to guide you through the must-see events in February around the City of Brotherly Love.

7 Ways to Make Homebuying Easier

By: American Heritage02.01.24 Home & Mortgage
Without the right support and preparation, buying a home can feel a lot like putting together a puzzle with only half of the pieces: time-consuming and frustrating. From house-hunting to closing, the homebuying process takes 4 to 6 months on average and involves multiple moving parts, so it’s no surprise that many homebuyers find it overwhelming. If you want to simplify and streamline your experience, you can take steps to better prepare and set yourself up for a smooth road to homeownership.

Is Auto Loan Refinancing Right for Me? Q&A

By: Holly Benedetto01.25.24 Auto
When comparing potential auto loan lenders to refinance with, the main factors to consider are the loan amount (how much money you’re borrowing), the annual percentage rate (or APR, the interest rate on the loan), and the loan term (time to pay back the loan in full). We know refinancing a loan can be a bit daunting—that’s why we answered some of the most common questions buyers have when it comes to deciding when and how to refinance your auto loan.
Woman working on her budget sitting in front of a laptop

Financial Ins and Outs for 2024

By: Kirstin Wilson01.18.24 Savings & Budgeting
We understand that changes to your financial situation are not always in your control and can be difficult to overcome, especially at the start of a new year. To help you take back control of your financial journey, we’ve created a list of financial practices to either embrace or leave behind this year with actionable steps you can take immediately to start seeing positive changes in your finances.
A young couple looks at finances on a laptop

Make the Most of Your Money in 2024 by Organizing

By: American Heritage12.28.23 Savings & Budgeting
Financial clutter does more than frustrate you and waste your time. It can hurt your credit score, lead to higher interest payments, and keep you from growing your money for the future. The good news is that you can declutter your finances and make them easier to manage for the future. All you need to do is follow these steps to organize, consolidate, and automate your way to clutter-free finances.
A family playing with their children in their back yard

Make the Most of Your Money With a High-Yield Savings Account

By: American Heritage12.21.23 Investing & Retirement Savings & Budgeting
It’s no secret that interest rates on everything from auto loans to home loans have risen significantly over the past year. But there’s a bright side to rising rates: Savings accounts have also increased their interest rates, making it easier to grow your savings. Whether you’re stashing cash to boost your emergency fund, buy a new car, or save for a down payment on a house, consider opening a high-yield savings account. It’s an excellent option for anyone looking to stay ahead of inflation and watch their money grow effortlessly.

Are Hard Times Pushing You to Make These 6 Credit Card Mistakes?

By: American Heritage12.14.23 Credit
Economic downturns, looming recessions, and rising inflation can shake your financial stability. In these times, credit cards can seem like an immediate solution, but leaning too heavily on them might set you up for future pitfalls. When it’s time to batten down your financial hatches, making wise choices regarding credit card use is more important than ever. Here are 6 credit card mistakes to avoid when times are tough.
Closeup of person's hands counting cash

The Best Way to Carry and Keep Cash

By: American Heritage11.30.23 Security
Do people still carry cash? The answer is a resounding YES. While most transactions can be handled with your digital wallet, credit card, or debit card, cash is still useful, especially in an emergency, when digital or card payment options might not be available. As with most things in life, it’s smart to be prepared. Let’s look at how much cash you should have on hand and how to keep it safe.

What Is Small Business Saturday?

By: American Heritage11.22.23 Business Holiday
Small businesses are the backbone of the economy and a vital part of our cultural identity. However, when it comes to holiday shopping, many consumers rely on retail giants, missing out on the opportunity to discover distinctive offerings and invest in their communities. Held each November, Small Business Saturday is a chance for Main Street enterprises to capture a little more yuletide magic and market share. Here’s what small business owners need to know.
Smiling young family looking at candy and Christmas presents

Tips For Keeping Your Money Safe This Holiday Season

By: American Heritage11.16.23 Holiday Security
‘Tis the season to be wary. The holidays are a busy time for shoppers, travelers, and helping hands. Unfortunately, the cold weather months are also when scammers turn up the heat. A recent study found that nearly one in four Americans have fallen prey to fraud during the holidays. In this article, we’ll cover seven costly scams that are currently on the rise and offer a few tips for staying safe.
A man and woman review finances in their kitchen

8 Healthy Financial Habits You Should Develop

By: American Heritage11.09.23 Savings & Budgeting Health & Wellness
If you feel overwhelmed by your finances, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck, struggling to pay bills or save for the future. By adopting healthy financial habits, you can help reduce financial stress, increase financial security, and enhance peace of mind. We’ve compiled eight important financial habits that can help you master your money. Try to embrace those that will best fit your needs.

Celebrate National Family Literacy Month

By: American Heritage11.02.23 Education Youth
That’s why promoting family literacy is something we’re passionate about here at American Heritage. Thanks to all our members who have become Book Buddies during our Books for Kids campaigns, we’ve donated over 35,000 to local hospitals, community centers, and shelters. Plus, when November rolls around, we like to celebrate National Family Literacy Month by raising awareness about the importance of reading together and sharing a few fun tips for upping your household’s daily dose of words.

 

 

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