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When comparing potential auto loan lenders to refinance with, the main factors to consider are the loan amount (how much money you’re borrowing), the annual percentage rate (or APR, the interest rate on the loan), and the loan term (time to pay back the loan in full). We know refinancing a loan can be a bit daunting—that’s why we answered some of the most common questions buyers have when it comes to deciding when and how to refinance your auto loan.

These days, the used car market is greased lightning, with prices soaring by 44% over the last five years. As your lease comes to an end, you’ll find yourself at a crossroads: Should you return the car for a different model or buy out your lease to own the car you’ve already got? In this article, we’ll help you determine which route to take.

A vehicle is no small purchase. Many people will research for hours before making a decision, comparing manufacturers, models, and even dealerships. When doing your research, don’t forget to answer this vital question: when is the best time to buy? By timing your purchase for a sales event, you can save yourself thousands of dollars on the ticket price or interest payments over the life of your loan.

Purchasing a vehicle is a significant life milestone and financial achievement. Whether you’ve owned multiple vehicles during your life or are shopping for your very first set of wheels, American Heritage can help you from beginning to end of your purchasing journey.

Along with buying a house, getting an education, and starting a family, choosing a vehicle is one of the biggest financial and lifestyle decisions you’ll make. And whether you’re a new driver or you have millions of miles behind you, you might be wondering if it’s better to buy or lease your next ride.

The Friday before Memorial Day is National Road Trip Day, and what better way to spend the long weekend than out on the road? Whether you’re traveling near or far, having the right protection for your vehicle can help ensure everything goes smoothly.

It’s time to upgrade your vehicle to something that better suits your lifestyle and needs, but what’s the best way to get rid of your old car? If it is in good condition, many owners choose to sell their car to put money towards the cost of the next one. Selling a car is not as simple as selling other belongings and requires additional effort and paperwork. In this blog, we break down the process for car owners to pass on the keys.

With the warmer months right around the corner, our spring-cleaning list usually includes tasks like decluttering closets, storing away snow supplies, and even organizing finances for the year. One task that should not go overlooked is keeping your vehicle up to date with the season! Getting your vehicle in tip-top shape can save you money down the road and can protect you and your family from preventable hazards.

Nothing beats spending time in the great outdoors, but having the right equipment on hand can make each outing more fun and exciting. If you’re thinking of buying your first outdoor toy – whether it’s a boat, motorcycle, ATV, or RV – congratulations! It’s a big step toward helping you and your loved ones have fun away from the TV.

When you’re looking at a big-ticket purchase, one question always comes up: Should you pay with your savings or finance it? Or, if it’s a new home or car, how much of the purchase price should you pay up front, and how much should you borrow?

Don't get stuck in the snow this season! It's important to get your vehicle ready for heavy weather as soon as temperatures start to drop, since you never know when the next storm will hit. Not sure where to start? Use these ten steps as a checklist towards safer winter driving.

Owning a vehicle can cost thousands of dollars per year, so it’s important to take steps to protect yourself from unexpected expenses. Having the right insurance and other forms of coverage can help you avoid the stress and financial burdens that result from an accident, breakdown, or theft. If you have a new car or are shopping for one now, here are four valuable coverage options that can help you worry less and enjoy your vehicle more.

Home is where the heart is, but it is not always near where the job is. The average American’s commute takes 26.9 minutes, with more than 14 million Americans spending an hour or more traveling to work. A longer commute often means more money spent on gas and on car repairs. Here are 7 ways to stop a long commute from cutting into your budget.

We all need reliable, affordable transportation. For many of us, an auto loan is essential when it’s time to buy our next new or used vehicle. The type of financing you choose and the lender you turn to for your loan is a bigger deal than you might think.

Looking forward to getting outdoors this summer? Whether your ideal adventure takes you across the country or “down the shore,” a new motorcycle, RV, or boat could be a dream come true. But a significant price tag and the cost of upkeep are realities you’ll need to prepare for.

Why do we assemble a team of professionals to buy a house and then spend weeks or months agonizing over our decision, but dedicate little more than a Saturday afternoon to buying a car? This guide is meant to help bridge the gap between the seriousness with which we tend to take home buying and car buying.

When you buy your next car, truck, or SUV, you’ll probably look for a dealer that’s known to be trustworthy and professional. You should be just as picky about where you apply for an auto loan. After all, interest rates and service quality vary widely from one lender to the next – and you never have to settle for the financing option offered by the dealer. Here’s why an auto loan from your local credit union could be the best way to get behind the wheel.

Completely overwhelmed with the process of buying a new car? This brief article is the perfect place to start.