Online & Mobile Access
Access your finances conveniently and securely anywhere, anytime with American Heritage’s online banking services.
Accounts
We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs.
No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.
Checking Accounts
Check out American Heritage CU's different checking accounts and choose the right one for you.
Savings Accounts
Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.
High-Yield Savings Account
Earn more on your funds with great rates. Choose the Certificate or IRA that best fits your financial timeline, or American Heritage's Highest-Yielding Savings account.
Money Market
Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.
Certificates & IRAs
Open with as little as $500, and choose one of our high-yield certificates, with terms from 3 to 60 months.
Youth Accounts
Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.
Educational Savings Account
American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.
Independence Debit Card
American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.
Credit Cards
An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.
ATM/Debit Card
Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.
Prepaid Card
American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!
Helpful Savings Tips
Helpful Savings Tips
Renter-Friendly DIY Projects to Refresh Your Space
07.15.25
Personalize your rental without losing your deposit with these renter-friendly DIY upgrades—from peel-and-stick wallpaper to clever storage and lighting solutions—that are affordable, reversible, and full of personality. With a few simple projects, you can refresh your space and make it feel like home without making permanent changes.
Saving for Your Education: Understanding a 529 Plan
05.29.25
Education is a foundational right deserved by all citizens. A 529 Plan is a tax-advantaged account that you can explore to save for higher education and cover educational expenses.
Managing Your Finances & Your Mental Health
05.15.25
With May being Mental Health Awareness Month, now is a perfect opportunity to check in on your well-being, even when it comes to your finances. Review tips and strategies you can follow to make managing your money less stressful.
How Saving Automatically Can Boost Your Financial Security
04.17.25
Whether you’re new to saving or looking for ways to level up, there are lots of tips and processes you can follow to reach your savings goals and prepare for the unexpected. Read on to learn what actionable steps you can take today.
Important Disclosures
The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.