Accounts

We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs. 

 

No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.

 

Savings Accounts

Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.

Money Market

Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.

Youth Accounts

Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.

Educational Savings Account

American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.

Independence Debit Card

American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.

Credit Cards

An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.

ATM/Debit Card

Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.

Prepaid Card

American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!

Helpful Savings  Tips

8 Banking Fees You Should Know About (and How To Avoid Them)

By: American Heritage
01.06.22
From monthly checking account fees to surprise ATM surcharges, Americans are paying way too much for their banking. If you’ve ever gotten an unexpected bank charge – or a few of them – you know how it feels. If your New Year’s resolution is to save money, knowing about these eight common banking fees and how to avoid them is a great first step.

Spend Less, Save More, and Get Out of Debt in the New Year

By: American Heritage
12.30.21
Maybe you overdid it with the holiday spending. Between buying presents and traveling to see loved ones, it’s easy to lose track of exactly how much you’re spending. But when you get your January statements and see all your purchases in black and white… ouch. Seeing a lower balance than you’d like in your checking account and a higher credit card bill than you expected can be just the wake-up call you need to take control of your spending.

What You Should Know About Paycheck Advance Apps

By: Holly Benedetto
08.12.21
The gap between paydays can seem to stretch on and on. To combat this, some app developers have stepped in with a proposed solution: paycheck advance apps. A way to get your paycheck early sounds like a dream come true, but what’s the catch?

What's the Right Amount for Your Emergency Fund?

By: American Heritage
07.29.21
Everyone knows that saving money is essential if you want to build a financially secure future. But having a general savings account may not be enough to help you get through those lean times (such as losing a job) or to cover a surprise bill (such as medical expenses or car repairs). You need to develop a solid emergency savings fund if you want to keep your finances in good shape.

Important Disclosures

The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.