Accounts

We offer a variety of accounts that will perfectly fit your lifestyle. All checking accounts include free member services such as debit cards with rewards as well as access to more than 30,000 surcharge-free ATMs. 

 

No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.

 

Savings Accounts

Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.

High-Yield Savings Account

Earn more on your funds with great rates. Choose the Certificate or IRA that best fits your financial timeline, or American Heritage's Highest-Yielding Savings account.

Money Market

Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.

Youth Accounts

Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.

Educational Savings Account

American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.

Independence Debit Card

American Heritage CU's Independence Debit Card provides the ultimate customer convenience and security while earning ScoreCard Rewards.

Credit Cards

An American Heritage Mastercard® gives American Heritage CU customers a secure card for everyday transactions that earns rewards with every purchase.

ATM/Debit Card

Get easy access to the cash in your American Heritage Credit Union checking account and make purchases at any merchant that accepts an ATM card.

Prepaid Card

American Heritage Credit Union has teamed up with VISA® to bring you the convenience of prepaid cards! Learn more!

Helpful Savings  Tips

Post-Grad Money Moves: A Guide to Smart Financial Habits

By: American Heritage
05.30.24
College graduation is a significant milestone—the culmination of years of dedication and hard work. As you step into the next chapter, financial independence becomes a critical factor in shaping your future. This article can help you navigate the exciting yet sometimes complex world of personal finance. By managing your finances wisely from the start, you can steer clear of common pitfalls and set yourself on a path toward fulfilling your long-term financial goals.

Financially Preparing for Divorce: 16 Tips

By: American Heritage
05.16.24
Ending a marriage is an emotional decision that can be painful in many ways. Divorce, especially among people over 50, can have a devastating effect on your financial situation. Here are 16 tips to help you make good choices as you prepare for divorce.

How to Start Saving for Your Child's Education

By: American Heritage
04.04.24
If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for day care and start saving for college without going broke?

How to Save (More) With a Hybrid Work Schedule

By: Holly Benedetto
03.21.24
If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.

Important Disclosures

The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.