Blog

Review simple steps you can use to stay safe online, including stronger passwords, fraud alerts, card controls, and more tools to protect personal information.

Tokenization is a process that combats fraud and protects your personal and payment information from hackers.

Learn about 7 simple cybersecurity tips you should follow, such as creating unique passwords, updating devices, and backing up your data.

Hackers are always inventing new ways to steal people’s information and assets for their own personal gain. Recently, hackers have been using a Phantom Hacker scam, which combines impersonation with social engineering in order to access your accounts and devices.

Whether statements are something that come to your mailbox or your email inbox, it’s important to look at them each month. Statements show much more than just your monthly transactions—they show your current rates, your balances, and can be a indicator if you’ve fallen victim to fraud.

June 28 is National Insurance Awareness Day, making it the perfect time to review your coverage and ensure you’re financially protected from life’s unexpected moments. Read on to learn what six insurances you should have to safeguard yourself and your assets.

Take time to learn your rights and stay safe while shopping this National Consumer Protection Week. Learn helpful tips and resources you can use to keep yourself safe from scams and fraud.

Identity theft is the act of someone stealing your personal identifying information for their own gain. In this blog, learn about the different types of identity theft and how you can protect yourself and your personal information from hackers and thieves.

Data security impacts all of us. Here are some simple tips you can follow in your daily life that will go a long way in keeping your information safe.

While card payments offer convenience and efficiency, businesses must remain vigilant and proactive to ensure that every transaction is secure and legitimate. Learn how to avoid payment hurdles and boost trust, and how accepting credit cards can help your business grow.

Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.

When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts! Your American Heritage account comes with special member prices on tickets, insurance, and more. But did you know about these additional benefits?

We spend a lot of time on our screens — working, playing, shopping, and, of course, banking. Cybercriminals know this and are constantly crafting new ways to access our sensitive information. In this blog, you'll learn about some common financial scams and other social engineering tactics that cyber bad guys use and how to avoid being scammed.

Summer means vacations—at home or abroad—but managing your finances while traveling can sometimes be challenging. Luckily, a variety of tools and services are available to help you keep track of your finances so you can enjoy a worry-free getaway. We’ll show you how to manage your money, save time, and protect your accounts while you’re away from home.

At American Heritage, we are continually looking for ways to provide our members with educational resources and tips that can aid in fighting frauds and scams, including card skimming. Members have access to various account tools to protect themselves against the ongoing and increased scam activity. Tools and digital services available to members include Mobile Teller card controls, eAlerts for each card transaction, and on-demand educational content on the Learning Center.

Do people still carry cash? The answer is a resounding YES. While most transactions can be handled with your digital wallet, credit card, or debit card, cash is still useful, especially in an emergency, when digital or card payment options might not be available. As with most things in life, it’s smart to be prepared. Let’s look at how much cash you should have on hand and how to keep it safe.

‘Tis the season to be wary. The holidays are a busy time for shoppers, travelers, and helping hands. Unfortunately, the cold weather months are also when scammers turn up the heat. A recent study found that nearly one in four Americans have fallen prey to fraud during the holidays. In this article, we’ll cover seven costly scams that are currently on the rise and offer a few tips for staying safe.

When compared to other financial institutions, credit unions are the masters of keeping members’ funds secure and stable. This is due in no small part to the National Credit Union Administration, which regulates credit unions and provides insurance for member deposits. But what exactly does that mean, and how does it compare to the safeguards in place for banks?

More than 150 million Americans were victims of credit card fraud last year, according to this Security.org's 2023 Credit Card Fraud Report. It’s a serious issue that can impact financial well-being and personal security. Credit card fraud often leads to unauthorized transactions, which may result in financial losses for the victim. Fraudulent activity on credit cards can also negatively affect victims’ credit scores if the unauthorized charges are not resolved promptly. This can make it harder to secure loans or credit in the future and lead to higher interest rates.

In the last five to ten years, large scale data breaches appear to be getting ever more common. It seems like every week, another news story breaks about a large company that fell victim of a data breach. These breaches see millions of users’ personal information compromised, often including usernames and passwords, either encrypted, or in the worst cases, in plain text. While there is little that can be done from a user perspective to prevent data breaches from websites, there are ways to protect yourself from cyber threats, including using strong and unique passwords.