Mortgage Rates Lowered to 3.625%*

That's something you won't see every day! With this super-low 30-Year Fixed Term Mortgage at 3.653% APR*, now is a great time to buy or refinance your home! These low rates can help you with lower payments on your new or current home. Apply today before rates increase!

Convenient Products & Services For You & Your Family

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Get Rewarded

With an American Heritage Cash Reward Mastercard®, you can earn up to 3% cash back gas, 2% on restaurants and 1% all other purchases, perfect for your vacation expenses. Plus, new cardholders are eligible for $150 in statement credit when you spend $1,500 in the first 90 days!**

Free Checking*, Plus $100

Free checking*, 30,000 Surcharge-free ATMs, and you can earn $100*, that’s revolutionary! Learn how you can earn $100 when you open one our free checking* accounts.

Home Equity Loans and HELOCs

An American Heritage Home Equity Loan or Line of Credit gives you an easy way to get the cash you need at a great rate, with affordable payments and a variety of loan options. With loans starting as low as just 2.49% APR* – it means you can do a lot and not pay a lot.

Featured Rates

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30 Year Mortgage

3.625%

Interest Rate

High Yield Savings

2.00%

APY*

15 Month Certificate

2.40%

APY*

Home Equity

2.49%

APR*
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how much have we given back to members?

Did you know that as a member, you are an owner of American Heritage Credit Union?  So far this year, we’ve paid our members back in dividends:
$8,378,448

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work to live by the values of community and make a positive, lasting impact on the people in those communities. Help us support that mission!