Featured Rates

30 Year Mortgage

6.184%

Interest Rate

6.250%

APR²

30 Year No Cost Refinance

6.500%

APR³

High Yield Savings

3.10%

APY¹

12 Month Certificate (IRA Only)²

3.91%

APY¹
 

*APY = Annual Percentage Yield

Here's What our Members are Saying about American Heritage

Convenient Products & Services For You & Your Family

Platinum Preferred Credit Card

Get your finances back on track in 2026 by consolidating debt, saving on interest, and lowering your monthly payment with a Platinum Preferred Mastercard® from American Heritage.

Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.

Mortgages from American Heritage

Whether you are buying a new home or looking to refinance, lock in today’s lower rates and save thousands over the life of your mortgage.

Learn More about our Financial Products

What Are Certificates, and How Do They Work?

03.26.26
You’ve most likely heard of savings accounts, but are there other tools and strategies you can use to save? Certificates are a perfect option to consider for both short-and long-term goals. Your money will be stored away and there (plus interest) when it’s needed most.

Tax Season Tips for American Heritage Members

03.12.26
Tax season has officially arrived! As you file each year, it’s crucial to stay up-to-date on the latest policies and tips to ensure you’re filing everything you need and maximizing your tax refund.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2025, we paid this amount to our members in dividends:
$105,695,118
 
CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!