Up to $5,500 in First-Time Homebuyer Grants and Credits Available!

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First-Time Homebuyers can receive up to a $5,000 grant through our First Front Door Program and an additional $500 closing cost credit through American Heritage.
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Meet VANA, our Video Advisor!

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Meet VANA (Video Advisor Network Associates), our NEW Video Advisor service that provides members with a virtual face-to-face experience. This new service uses face-to-face video technology to connect members with one of American Heritage’s VANA representatives.
Learn more about Video Advisor!

Earn 3% Cash Back* on ALL Purchases!

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Receive 3% Cash Back* on ALL purchases with our Cash Reward Mastercard®. In addition, receive a $150 Bonus Reward* when you spend $1,500 in the first 90 days.
Earn 3% Cash Back Now*

Introducing AmericanHeritageU!

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AmericanHeritageU is our new comprehensive financial wellness and education platform. We are committed to educating our members, our Workplace Partner employees, our associates, and the community at large.
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Convenient Products & Services For You & Your Family

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No Closing Cost* Mortgage Refinance as low as 3.000% APR!*

Lower your monthly payment with a no closing cost* refinance! With exclusive fixed rates as low as 3.000% APR*, lock in now and enjoy lower payments and no closing costs. Apply by March 31 and see how much interest you can save.
Learn More about our No Cost Refi*

Savings MY WAY

Our great savings and Certificate rates can help you reach your goals faster! Take advantage of our special 12 Month Certificate/IRA for your short term goals! Our personalized products are made for our members to ensure that they have a secure financial future.
Start Earning More Now

3.99% APR* Balance Transfer for Life

If you are looking to consolidate your debt, save on interest and lower your payments, consider our 3.99% APR* Balance Transfer for Life offer and potentially save hundreds in interest payments!
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Featured Rates

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10 Year Mortgage

2.500%

Interest Rate
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12 Month Certificate/IRA

0.50%

APY*
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High Yield Savings

0.45%

APY*
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Home Equity

2.49%

APR*
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2021, we've paid our members:
$1,482,448
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause