First Time Homebuyer Program

Our First Front Door program helps first-time homebuyers receive up to $5,000 in grants to assist with closing costs and down payments. And, when you use American Heritage Realty, you can earn up to 10% cash back* as well. See how we are helping members become homeowners!

Convenient Products & Services For You & Your Family

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Free Checking*, Plus $100

Free checking*, 30,000 Surcharge-free ATMs, and you can earn $100*, that’s revolutionary! Learn how you can earn $100 when you open one our free checking* accounts.

Home Equity Loans and HELOCS

An American Heritage Home Equity Loan or Line of Credit gives you an easy way to get the cash you need at a great rate, with affordable payments and a variety of loan options. With loans starting as low as just 2.49% APR* – it means you can do a lot and not pay a lot.

Credit Union Youth Month

In celebration of Credit Union Youth Month, we're giving back to our younger members. American Heritage will match any deposit made into a new or current youth account, up to $10!* Check out our financial literacy seminars and youth account programs to help your child develop healthy money habits.

Featured Rates

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30 Year Mortgage

4.125%

Interest Rate

High Yield Savings

2.00%

APY*

59 Month Bump CD

3.10%

APY*

Home Equity

2.49%

APR*
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how much have we given back to members?

Did you know that as a member, you are an owner of American Heritage Credit Union?  So far this year, we’ve paid our members back in dividends:
$4,784,138

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work to live by the values of community and make a positive, lasting impact on the people in those communities. Help us support that mission!