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No Closing Cost* Mortgage Refinance as low as 3.375% APR!*

Lower your monthly payment with a no closing cost* refinance! With exclusive fixed rates as low as 3.375% APR*, lock in now and enjoy lower payments and no closing costs. Apply by March 1 and see how much interest you can save.

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Unlock Your Home's Equity

An American Heritage Home Equity Line of Credit gives you an easy way to get the cash you need with an Introductory Rate of 1.99% APR* for the first 6 months, then as low as 4.24% APR* after that, and No Closing Costs*

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Revolutionize Your Savings

Our great savings rates can help you reach your goals faster! Take advantage of our 2.00% APY* 20 Month Fixed Certificate/IRA, 1.80% APY* 9 Month Fixed Certificate/IRA, or 1.70%* APY* High Yield Savings Account!

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Transfer your high-cost balances and earn 3%* Cash Back!

Banks may charge you a balance transfer fee up to 3% - instead we'll pay you 3%* to consolidate your credit cards and start the new year on the right foot.

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Convenient Products & Services For You & Your Family

Make the Switch and Get $200*

Enjoy all the benefits of our free* checking account while earning $200*. We have checking accounts for everyone ⁠— choose the account that's right for your lifestyle.

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Cecilia B. Grady Scholarship Program

American Heritage is proud to provide 30 $1,000 scholarships to graduating high school seniors enrolling in an accredited undergraduate program or trade school.

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American Heritage Realty

Welcome home! Stick with the team you trust with American Heritage Realty. Get expert advice on buying or selling your home and enjoy up to a 10% Cash Reward* with our Home Connection Program.

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Featured Rates

30 Year Mortgage

3.375%

Interest Rate

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20 Month Certificate

2.00%

APY*

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High Yield Savings

1.70%

APY*

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Home Equity

2.49%

APR*

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how much have we given back to members?

Did you know that as a member, you are an owner of American Heritage Credit Union? In 2019 alone, we paid our members back in dividends:

$22,002,797

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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!

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