Discounts for First Time Homebuyers

First-time Homebuyers can earn a $500 closing cost credit AND a $250 Home Depot gift card when they use our realtors and mortgage team.
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Refinance Your Home with Lower Rates and No Closing Costs!

Mortgage rates are still historically low. With rates as low as 2.99% APR and NO closing costs*, you can lower your monthly payment and avoid closing costs. Apply now and see how much you can save.
Learn More!

Consolidate Your Debt with No Balance Transfer Fee!

Consolidate debt, save on interest and lower your payments with our Platinum Preferred Mastercard®. Enjoy 0.00% APR on Purchases and Balance Transfers for the first 9 months, and 9.99% APR** thereafter.
APPLY TODAY

Enjoy 1.00% APY on Certificates and IRAs!

We’ve increased our Certificate and IRA rates and have among the highest rates in the region! Our new 15-Month, 1.00% APY* can help you plan and save with peace of mind.
Learn more about our Certificates

Convenient Products & Services For You & Your Family

Sell Your Home with a 4.5% Broker Fee and Save!

Use American Heritage’s own real estate agency, First Heritage Realty Alliance. Our professional, top-rated agents will help save when you sell your home, with broker fees as low as 4.5%.
LEARN MORE ABOUT OUR REALTY AGENCY

Buy a New or Used Car and Save!

You can buy or refinance your automobile with American Heritage and save with rates as low as 2.99% APR and for 75 months. And, enjoy NO PAYMENTS for the first two months.
LEARN MORE ABOUR OUR AUTO LOANS

Start Winter Home Projects with a Home Equity Loan!

Home values are rising. Use your home equity to upgrade, renovate or consolidate debt. Enjoy home equity loan rates as low as 2.49% APR for 36 months.
LEARN MORE ABOUT HOME EQUITY LOANS

Featured Rates

10 Year Mortgage

3.000%

Interest Rate
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15 Month Certificate/IRA

1.00%

APY*
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60 Month Certificate/IRA

1.50%

APY*
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Home Equity

2.49%

APR*
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. This past year, we paid the this amount to our members in dividends:
$ 16,104,913
More Member Benefits
 

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause