Get Low Monthly Mortgage Payments - Rates Dropped to 4.00%

Our 30-Year Fixed Term Mortgage rate has dropped to 4.029% APR*! These low rates can help make your new or current home more affordable, giving you more opportunities to save. Take advantage of our free* pre-approvals as well!

Convenient Products & Services For You & Your Family

Pineapple Icon

First Time Homebuyer Program

The First Front Door program helps first-time homebuyers receive up to $5,000 in grants to assist with closing costs and down payments. And, when you use American Heritage Realty, you can earn up to 10% cash back* as well. See how we are helping members become homeowners!

Free Checking*, Plus $100

Free checking*, 30,000 Surcharge-free ATMs, and you can earn $100*, that’s revolutionary! Learn how you can earn $100 when you open one our free checking* accounts.

Home Equity Loans and HELOCs

An American Heritage Home Equity Loan or Line of Credit gives you an easy way to get the cash you need at a great rate, with affordable payments and a variety of loan options. With loans starting as low as just 2.49% APR* – it means you can do a lot and not pay a lot.

Featured Rates

Pineapple Icon

30 Year Mortgage


Interest Rate

High Yield Savings



59 Month Bump CD



Home Equity



how much have we given back to members?

Did you know that as a member, you are an owner of American Heritage Credit Union?  So far this year, we’ve paid our members back in dividends:

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work to live by the values of community and make a positive, lasting impact on the people in those communities. Help us support that mission!