Featured Rates

Featured Rates

30 Year Mortgage

6.930%

Interest Rate

6.999%

APR²

30 Year No Cost Refinance

7.499%

APR³

12 Month Certificate

4.00%

APY¹

15 Month Jumbo Certificate⁵

4.20%

APY¹

Savings Rates

High Yield Savings

3.20%

APY¹

Money Market Account

2.21%

APY¹

Platinum Money Market

2.80%

APY¹

Primary Share Savings

0.11%

APY¹

Certificates & IRAs

12 Month Certificate

4.00%

APY¹

15 Month Jumbo Certificate⁵

4.20%

APY¹

24 Month Certificate

4.10%

APY¹

12 Month (IRA Certificate)

4.10%

APY¹

Auto Loans

New Auto Loans Up to 63 Months

4.99%

APR¹ As Low As

Used Auto Loans Up to 63 Months

5.34%

APR¹ As Low As

Motorcycle Loans

5.39%

APR¹ As Low As

Recreational Vehicle Loan

7.99%

APR¹ As Low As

Mortgages

30 Year Mortgage

6.930%

Interest Rate

6.999%

APR²

30 Year No Closing Cost Refinance

7.499%

APR³

5/1 Year ARM⁴

6.000%

Interest Rate

6.885%

APR²

30 Year FHA

6.625%

Interest Rate

7.426%

APR²

Home Equity & HELOCs

Home Equity Loan Up to 70%

4.99%

APR¹ As Low As

Gold Home Equity Line of Credit²

5.99%

APR¹ As Low As

Platinum Fixed-Rate HELOC³

5.74%

APR¹ As Low As

Interest-Only HELOC⁴

6.25%

APR¹ As Low As
 

¹APY = Annual Percentage Yield

2,3APR = Annual Percentage Rate

Here's What our Members are Saying about American Heritage

Convenient Products & Services For You & Your Family

Annual Golf Classic and Silent Auction

Our 31st Annual Golf Classic will take place on Monday, September 28, 2026 at the Huntingdon Valley Country Club in Huntingdon Valley, PA.

Books for Kids

Be a Book Buddy, Be a Hero! Give a child opportunities for creativity and imagination by becoming a Book Buddy. Every August, our Books for Kids program works to help children at local hospitals, community centers, and shelters.

Celebrating America 250th Sweepstakes

American Heritage, in collaboration with CU Travel, is giving away a Mississippi River Cruise Vacation to celebrate the 250th anniversary of the United States of America!

Learn More about our Financial Products

What You Should Do After Losing a Job: A Step-by-Step Guide

09.17.26
Losing your job can be one of the most difficult times you can face in life. If you've recently been laid off or find yourself out of work, all of us here at American Heritage Credit Union are thinking of you and rooting for you to bounce back. While this time is undoubtedly a difficult one, it's also something you can absolutely rebound from.

Protecting Your Finances as You Age: A Smart Security Checkup

09.10.26
As summer gives way to fall, many of us settle back into familiar routines. We schedule annual checkups, tackle home maintenance projects, and prepare for the busy months ahead. It's also the perfect time for another important checkup—your financial security.

The Financial Caregiver's Guide: Managing Money for Aging Parents

09.03.26
Money can be a major stressor for families. Each stage of life brings new financial challenges and hurdles to overcome. This can include managing finances for aging parents and making major life decisions, such as estate planning, living arrangements, and more. But the good news is that you're not alone.

Back-to-School Budget 2026: Tech-Savvy Ways to Save

08.27.26
A strong back-to-school budget in 2026 starts with listing every expected cost, including new classroom technology, and matching those expenses to your monthly cash flow. From supplies and lunches to laptops and learning apps, planning in advance helps you avoid surprise debt and feel more confident all year.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2025, we paid this amount to our members in dividends:
$105,695,118
 
CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!