Up to $5,500 in First-Time Homebuyer Grants and Credits Available!

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First-Time Homebuyers can receive up to a $5,000 grant through our First Front Door Program and an additional $500 closing cost credit through American Heritage.
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Have you tried VANA yet?

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Meet VANA (Video Advisor Network Associates), our Video Advisor service that provides members with a virtual face-to-face experience. This new service uses face-to-face video technology to connect members with one of American Heritage’s VANA representatives.
Learn more about Video Advisor!

Have a Big Summer Project?

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Use the equity in your home to help tackle your projects! Our Home Equity Loans and HELOCs are the perfect affordable solution for your goals. Plus, enjoy rates as low as 2.49% APR* for 36 months!
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Earn 3% Cash Back* on ALL Purchases!

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Receive 3% Cash Back* on ALL purchases with our Cash Reward Mastercard®. In addition, receive a $150 Bonus Reward* when you spend $1,500 in the first 90 days.
Earn 3% Cash Back Now*

Convenient Products & Services For You & Your Family

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No Closing Cost* Mortgage Refinance as low as 3.000% APR!*

Lower your monthly payment with a no closing cost* refinance! With exclusive fixed rates as low as 3.000% APR*, lock in now and enjoy lower payments and no closing costs. Apply by now and see how much interest you can save.
Learn More about our No Cost Refi*

Savings MY WAY

Our great savings and Certificate rates can help you reach your goals faster! Take advantage of our special 12 Month Certificate/IRA for your short term goals! Our personalized products are made for our members to ensure that they have a secure financial future.
Start Earning More Now

3.99% APR* Balance Transfer for Life

If you are looking to consolidate your debt, save on interest and lower your payments, consider our 3.99% APR* Balance Transfer for Life offer and potentially save hundreds in interest payments!
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Featured Rates

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10 Year Mortgage

2.375%

Interest Rate
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60 Month Certificate/IRA

1.00%

APY*
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High Yield Savings

0.35%

APY*
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Home Equity

2.49%

APR*
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2021, we've paid our members:
$6,989,269
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause