Credit Cards

A powerful spending tool, perfect for everyday purchases while earning you rewards.

We are committed to helping our members find the perfect tool for their everyday purchases. An American Heritage Mastercard® gives our members a secure card for everyday transactions that earns rewards with every purchase.

Get rewarded for your summer vacation this year!

With an American Heritage Cash Reward Mastercard®, you can earn up to 3% cash back gas, 2% on restaurants and 1% all other purchases, perfect for your vacation expenses. Plus, new cardholders are eligible for $150 in statement credit when you spend $1,500 in the first 90 days!**

Platinum Preferred Mastercard®

  • 1.99% Introductory Annual Percentage Rate* for the first 6 months
  • No Balance Transfer Fees
  • No Annual Fees
  • ScoreCard® Rewards
  • Earn one Scorecard Reward Point for every $1 spent with the low rate Platinum Preferred Mastercard®

Cash Reward Mastercard®

  • 3% Cash Back on gas
  • 2% Cash Back on restaurants
  • 1% Cash Back on everything else you buy
  • $150 Bonus Reward when you spend $1,500 in the first 90 days**
  • No Annual Fees
  • No Balance Transfer fees

Platinum Classic Mastercard®

  • Low 12.90% Annual Percentage Rate
  • No Annual Fee
  • No Balance Transfer Fee
  • Credit Limit Starting at $300
  • ScoreCard® Rewards
  • Earn one Scorecard Reward Point for every $1 spent with the low rate Platinum Classic Mastercard®

Platinum Secured Mastercard®

  • Deposit funds in the amount of your chosen credit limit from $300 to $25,000
  • Enjoy the convenience of a credit card and build a positive credit history
  • Low annual fee of $35.
  • Annual Percentage Rate of 15.9%
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New Members

Find the card that perfectly fits your lifestyle and apply for an American Heritage Credit Card today.

Save your way to the top!

Choose the savings account that will help you achieve your financial goals.

Important Disclosures

*Annual Percentage Rate (APR). The 1.99% APR introductory rate and 9.99% standard rate apply to the Platinum Preferred Mastercard®. 1.99% APR introductory rate is effective for the first six billing cycles for qualifying members on purchases, balance transfers and cash advances. After the introductory period expires, standard APR is 9.99% for purchases, balance transfers and cash advances. Must have an AMHFCU Savings Account with a minimum balance of $15 to be eligible. Approval for a Platinum Preferred Mastercard1 depends on creditworthiness and other factors. Your rate may vary. Rates are subject to change without notice. For full details, click here.

**To qualify for the $150 statement credit, you must make $1,500 or more in net purchases with your American Heritage Cash Reward MasterCard Account within 90 days of Account opening. Net purchase amount is calculated by totaling all purchase transactions made within the first 90 days, less any returns, refunds, credits, disputes or adjustments applied to the Account during the same period. Purchase transactions do not include cash advances, balance transfers, finance charges, fees, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges. To receive the $150 statement credit, Account must be open and in good standing at the time the credit is posted to the Account. Statement credit will be posted within 3 business days after the net purchase threshold is met. Limit 1 statement credit of $150 per Account.