Credit Cards

A powerful spending tool, perfect for everyday purchases while earning you rewards.

We are committed to helping our members find the perfect tool for their everyday purchases. An American Heritage Mastercard® gives our members a secure card for everyday transactions that earns rewards with every purchase.

Special 3.99% APR* on Balance Transfers for life!

Move your high-rate balances from any other credit card you have to an American Heritage Platinum Preferred Mastercard® and lock-in this special low 3.99% APR* for as long as it takes you to pay off that transferred balance. Click here for more details.

Platinum Preferred Mastercard®

  • 3.99%* Annual Percentage Rate on Balance Transfers for life
  • No Balance Transfer Fees
  • No Annual Fees
  • ScoreCard® Rewards
  • Earn one Scorecard Reward Point for every $1 spent with the low rate Platinum Preferred Mastercard®

Cash Reward Mastercard®

  • 3% Cash Back on gas
  • 2% Cash Back on restaurants
  • 1% Cash Back on everything else you buy
  • $150 Bonus Reward when you spend $1,500 in the first 90 days**
  • No Annual Fees
  • No Balance Transfer fees

Platinum Classic Mastercard®

  • Low 12.90% Annual Percentage Rate
  • No Annual Fee
  • No Balance Transfer Fee
  • Credit Limit Starting at $300
  • ScoreCard® Rewards
  • Earn one Scorecard Reward Point for every $1 spent with the low rate Platinum Classic Mastercard®

Platinum Secured Mastercard®

  • Deposit funds in the amount of your chosen credit limit from $300 to $25,000
  • Enjoy the convenience of a credit card and build a positive credit history
  • Low annual fee of $35.
  • Annual Percentage Rate of 15.9%
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New Members

Find the card that perfectly fits your lifestyle and apply for an American Heritage Credit Card today.

Save your way to the top!

Choose the savings account that will help you achieve your financial goals.

Important Disclosures

*Annual Percentage Rate. The 3.99% Annual Percentage Rate (APR) on Balance Transfers and Cash Advances is a Discounted Rate that will be in effect on the amount from the time of the posting of the balance transfer to your card account until that specific balance is paid in full. Platinum Preferred Mastercard® must be opened on or before April 30, 2019 to take advantage of this offer. Available to balances transferred and cash advances posted to your American Heritage Mastercard between Mastercard receive date and 6 months after Mastercard receive date. Your standard APR will be 9.99% for purchases from the Mastercard receive date, as well as balance transfers and cash advances performed after the promotional period. Must have an American Heritage Savings Account with a minimum balance of $15 to be eligible. Approval for a Platinum Preferred Mastercard depends on creditworthiness and other qualifications. Rates and promotions effective as of 1/1/19 and are subject to change without notice. American Heritage Business Cards, Platinum Classic, Platinum Secured, and Cash Reward Mastercards are ineligible for this offer. Other restrictions or conditions may apply. You may not pay off your current American Heritage Credit Union credit card, loans or lines of credit by using this balance transfer or cash advance options. For current rates, fees and other cost information, to inquire about eligibility, or to be removed from this offer, please contact American Heritage Credit Union at 215-969-0777. Offer available to all new Platinum Preferred Mastercard holders. American Heritage reserves the right to refuse any balance transfer request


**To qualify for the $150 statement credit, you must make $1,500 or more in net purchases with your American Heritage Cash Reward MasterCard Account within 90 days of Account opening. Net purchase amount is calculated by totaling all purchase transactions made within the first 90 days, less any returns, refunds, credits, disputes or adjustments applied to the Account during the same period. Purchase transactions do not include cash advances, balance transfers, finance charges, fees, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges. To receive the $150 statement credit, Account must be open and in good standing at the time the credit is posted to the Account. Statement credit will be posted within 3 business days after the net purchase threshold is met. Limit 1 statement credit of $150 per Account.