Little Patriots Account (ages 0-4)
- Minimum deposit is $15.
- If you deposit $5 American Heritage will contribute $10 to activate the account.
- Even if you were born yesterday, that's no excuse to not start saving today!
Start Saving Early!
American Heritage is fully committed to helping your child gain important financial literacy skills through workshops, in-branch Teller interactions, and even an account of their own. By introducing age-appropriate, real-life skills, your child can master healthy money habits before they even start their first job.
Children as young as 5 years old have been reported to have an emotional reaction to spending and saving money [1]. These emotional reactions shape financial behaviors in adolescence and adulthood, proving that it's never too early or too late to begin discussing healthy habits. Let every day be a lesson for your child and help them experience the rewards of saving, beyond the piggy bank!
Choose one of our five youth accounts, tailored for five different age groups, and set your child on the path to financial success today!
Pat & Lucy’s Money Club (ages 5-12)
- Savings Account
- ATM Card in the Joint Owner's Name
- Mobile Teller
- Online Teller
- Phone Teller
- Certificate Products
- Check out the account that will get you on the right track to managing those allowances, money gifts and more!
Benjamin’s Money Club (ages 13-15)
- Savings Accounts
- Free Checking Account
- Debit Card in your name
- Mobile Teller App* with eDeposit
- Online Teller
- Phone Teller
- Access to Over 30,000 ATMs Nationwide
- Certificate Products
- Need a place to store those Benjamins you've been earning at your summer/weekend job? We have the account to help save while also learning how to manage and control your money.
Independence Account (ages 16-17)
- Savings Accounts
- Free Checking Account
- Debit Card in your name
- Mobile Teller App* with eDeposit
- Online Teller
- Phone Teller
- Access to Over 5,300 Shared Branches Nationwide
- Access to Over 30,000 ATMs Nationwide
- Certificate Products
- Declare your independence with the account that will help you prepare for college and learn what it means to be financially independent.
Young Adults Account (18-22)
- Savings Accounts
- Free Checking Account
- Debit Card in your name
- Mobile Teller App* with eDeposit
- Online Teller
- Phone Teller
- Platinum MasterCard
- Access to Over 5,300 Shared Branches Nationwide
- Access to Over 30,000 ATMs Nationwide
- Certificate Products
- And Much More!
- We've taught you financial independence, now we can help you learn financial responsibility. You now have access to every product and service we have to offer. Choose responsibly.
LOOKING FOR A FUN FINANCIAL ACTIVITY?
Check out our activities page and have a little fun while learning something.
Education is Important!
Give your child a head-start on their future with an educational savings account from American Heritage. Parents who meet income requirements may contribute $2,000 per year per child under 18 years of age, all contributions are tax-free.
* Internet service provider fees and 3rd party fees for message and data plans may apply.
The law requires parental consent to collect or use information from a child under 13. If you are a child under 13, please show this to your parents and do not use the online services of this institution without verifiable parental consent pursuant to the Children's Online Privacy Protection Act.