Featured Rates

15 Year Mortgage

4.875%

APR**

30 Year Mortgage

5.750%

APR**

High Yield Savings

3.15%

APY*

12 Month Certificate

3.81%

APY*
 

*APY = Annual Percentage Yield

Here's What our Members are Saying about American Heritage

Convenient Products & Services For You & Your Family

Platinum Preferred Credit Card

Get your finances back on track in 2026 by consolidating debt, saving on interest, and lowering your monthly payment with a Platinum Preferred Mastercard® from American Heritage.

Fraud Alert: "Phantom Hacker" scam

The Federal Bureau of Investigation (FBI) has issued a warning about a multi-layered fraud where scammers impersonate tech support, bank officials, and even government agents to convince victims they have been hacked, known as "Phantom Hacker" scam.

First Front Door & Keys Programs Coming Soon

American Heritage is proud to have partnered with the Federal Home Loan Bank of Pittsburgh to provide qualified first-time homebuyers with a grant to help get them into their first home.

Learn More about our Financial Products

How Credit Unions Differ from Banks

By: John Lutz
06.12.25
On the surface, credit unions and banks may seem similar. But when you become a member of a credit union, you'll enjoy fewer fees, better loan rates, higher earnings averages, and peace of mind knowing you're working with an institution that is here for your financial journey.

Use Your Home Equity for Home Projects and Debt Consolidation

By: Holly Benedetto
01.26.23
Soaring home prices over the past few years have caused an interesting side effect – homeowners are finding themselves with a lot more home equity. Home equity is the difference between your home’s value and how much you still owe on your mortgage. For example, if your home is worth $300,000, and you owe $50,000 on your mortgage, you have $250,000 in equity.

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. In 2025, we paid this amount to our members in dividends:
$96,646,824
 
CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!