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A smiling couple looks down at their newborn baby, who is in the mother's arms

How to Financially Prepare for Parental Leave

By: John Lutz07.24.25 Savings & Budgeting
If you’ll be welcoming, or recently welcomed, a child into the world, congratulations! This should truly be a pivotal and beautiful moment in your life. But with all the happiness and joy, there may also come some anxiety, particularly around finances. But with the right financial plan and budget, you can set yourself and your family up for successful parental leave.
A mother smiles and holds her smiling son in the pool of a vacation resort

Vacation Smarter: How to Budget for the Unexpected

By: American Heritage07.17.25 Savings & Budgeting
Your summer vacation should be full of sunshine, relaxation, and unforgettable memories, not unexpected bills. But even the best-planned trip can come with surprise expenses that throw your budget off course. From hidden fees to unexpected detours, staying financially prepared can make all the difference.
Couple asembling a cabinet

Renter-Friendly DIY Projects to Refresh Your Space

By: Nick Franks07.15.25 Savings & Budgeting
Personalize your rental without losing your deposit with these renter-friendly DIY upgrades—from peel-and-stick wallpaper to clever storage and lighting solutions—that are affordable, reversible, and full of personality. With a few simple projects, you can refresh your space and make it feel like home without making permanent changes.
Several pennies bunched together

What Does the Penny Going Away Mean?

By: John Lutz07.03.25 Policy & Economy
Whether it’s a pile of them on your dresser or a lucky one you find out and about, pennies are everywhere. Recently, the penny has been a major point of discussion after the current U.S. administration’s call to end penny production. But what exactly does this mean for consumers? Will one cent make much of an impact?

How to Use Contactless Cards and Mobile Wallets

By: Holly Benedetto06.30.25 Product Spotlight
There are always tools to streamline our everyday lives, since time is precious and better spent elsewhere than in the checkout line. If you’re looking for a new way to add a popular and safer technology to your life, try paying for transactions using contactless payments. Contactless payments can be performed using a contactless credit or debit card, or with a smartphone or smartwatch with the mobile wallet enabled. As the name suggests, these transactions reduce or eliminate the need to be in contact with the terminal when making a purchase. Enjoy faster, cleanlier, and more convenient shopping experiences with contactless technology!
A father kisses his partner as they hold their newborn baby in the hospital delivery room

Your Newborn Baby Checklist: 10 Administrative Tasks to Complete

By: John Lutz06.26.25 Youth
If you’ve recently welcomed a child into your life, congratulations! This is one of the most beautiful and life-changing events you are sure to experience. You should be proud and excited for all that is to come as a new parent. Here is a checklist of some administrative tasks for your newborn that you should complete within the first few months of your child’s birth.
American Heritage Credit Union

How Credit Unions Differ from Banks

By: John Lutz06.12.25 Policy & Economy
On the surface, credit unions and banks may seem similar. But when you become a member of a credit union, you'll enjoy fewer fees, better loan rates, higher earnings averages, and peace of mind knowing you're working with an institution that is here for your financial journey.
A man shaking hands with a saleswoman at a car dealership

What Your Next Car Will Really Cost You

By: American Heritage06.05.25 Auto
Buying a car isn't just about the sticker price and monthly payment. From auto insurance to maintenance and gas, there's a lot to consider. Check out our list of what expenses to factor in when buying your next car, as well as ways in which we can help you manage these costs.
Couple moving into first home

Your Guide to First-Time Homebuyer Programs

By: John Lutz04.24.25 Home & Mortgage
Many homebuying programs are tailored for first-time homebuyers. These programs are typically comprehensive and will cover the entire homebuying process, from your start of looking at homes to receiving your keys. Learn how you can take advantage of these programs as a first-time homebuyer!
Woman preparing to travel

Is a Personal Loan Right for You?

By: John Lutz04.10.25 Product Spotlight
Whether it's your wedding, a dream vacation, or an unexpected car repair, a personal loan can help you get through all of life's ups and downs. Read on to learn more about personal loans and how they differ from other forms of borrowing, like credit cards.
Woman on cell phone

Ask the Experts: Gigi

By: John Lutz03.31.25 Ask the Experts
We sat down with Rebecca Londo, a Digital Assistant Analyst at American Heritage Credit Union, to learn more about American Heritage's Virtual Associate, Gigi. Gigi is able to assist members and has been an incredible asset for the organization.

 

 

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