Hackers are always inventing new ways to steal people’s information and assets for their own personal gain. Recently, hackers have been using a Phantom Hacker scam, which combines impersonation with social engineering in order to access your accounts and devices.
Whether you’re just getting started or fine-tuning your plan, American Heritage Credit Union is here to help you stay one step ahead when preparing for emergencies and natural disasters. Learn what resources are available to help you prepare for the unexpected.
By: American Heritage08.28.25
Credit
Are you ready to borrow but don't have a strong credit history? Whether you're just getting started in life, recently moved to the U.S., or are rebuilding after a long credit break, applying for your first loan can feel intimidating, especially if your credit file is thin or nonexistent. The good news? You have more options than you think.
Whether statements are something that come to your mailbox or your email inbox, it’s important to look at them each month. Statements show much more than just your monthly transactions—they show your current rates, your balances, and can be a indicator if you’ve fallen victim to fraud.
Whether you're shopping for your kindergartener or your high schooler, here's how to make the most of your budget this season without sacrificing your child's success or your financial freedom.
By: John Lutz08.07.25
Youth
Tuesday, August 12 is recognized as International Youth Day. In this blog, we cover some common topics your kids may ask about when it comes to money, and how you can explain and illustrate them.
Taking on the role of power of attorney (POA) agent for a parent can feel overwhelming, because it is. It means stepping into their shoes, often during times of vulnerability, and making important decisions about their finances, healthcare, or both. But while it comes with legal authority, it also comes with emotional weight and familial complexity.
If you’ll be welcoming, or recently welcomed, a child into the world, congratulations! This should truly be a pivotal and beautiful moment in your life. But with all the happiness and joy, there may also come some anxiety, particularly around finances. But with the right financial plan and budget, you can set yourself and your family up for successful parental leave.
Your summer vacation should be full of sunshine, relaxation, and unforgettable memories, not unexpected bills. But even the best-planned trip can come with surprise expenses that throw your budget off course. From hidden fees to unexpected detours, staying financially prepared can make all the difference.
Personalize your rental without losing your deposit with these renter-friendly DIY upgrades—from peel-and-stick wallpaper to clever storage and lighting solutions—that are affordable, reversible, and full of personality. With a few simple projects, you can refresh your space and make it feel like home without making permanent changes.
By: John Lutz07.10.25
Auto
If your car's lease is nearing its end and you're hoping to avoid the headache of having to find your next ride, an Auto Lease Buyout could be a perfect option for you! Discover the benefits of buying out your lease, as well as what to consider before making that step.
Whether it’s a pile of them on your dresser or a lucky one you find out and about, pennies are everywhere. Recently, the penny has been a major point of discussion after the current U.S. administration’s call to end penny production. But what exactly does this mean for consumers? Will one cent make much of an impact?
There are always tools to streamline our everyday lives, since time is precious and better spent elsewhere than in the checkout line. If you’re looking for a new way to add a popular and safer technology to your life, try paying for transactions using contactless payments.
Contactless payments can be performed using a contactless credit or debit card, or with a smartphone or smartwatch with the mobile wallet enabled. As the name suggests, these transactions reduce or eliminate the need to be in contact with the terminal when making a purchase. Enjoy faster, cleanlier, and more convenient shopping experiences with contactless technology!
By: John Lutz06.26.25
Youth
If you’ve recently welcomed a child into your life, congratulations! This is one of the most beautiful and life-changing events you are sure to experience. You should be proud and excited for all that is to come as a new parent. Here is a checklist of some administrative tasks for your newborn that you should complete within the first few months of your child’s birth.
June 28 is National Insurance Awareness Day, making it the perfect time to review your coverage and ensure you’re financially protected from life’s unexpected moments. Read on to learn what six insurances you should have to safeguard yourself and your assets.
On the surface, credit unions and banks may seem similar. But when you become a member of a credit union, you'll enjoy fewer fees, better loan rates, higher earnings averages, and peace of mind knowing you're working with an institution that is here for your financial journey.
By: American Heritage06.05.25
Auto
Buying a car isn't just about the sticker price and monthly payment. From auto insurance to maintenance and gas, there's a lot to consider. Check out our list of what expenses to factor in when buying your next car, as well as ways in which we can help you manage these costs.
Education is a foundational right deserved by all citizens. A 529 Plan is a tax-advantaged account that you can explore to save for higher education and cover educational expenses.
Living in a small space doesn’t mean you have to sacrifice style, comfort, or functionality. Explore some creative and practical hacks to help you maximize the space you have.
With May being Mental Health Awareness Month, now is a perfect opportunity to check in on your well-being, even when it comes to your finances. Review tips and strategies you can follow to make managing your money less stressful.