Certificates are a type of savings account in which you deposit a specific amount of money for a certain amount of time. They are a great option to explore when considering medium or long-term savings goals.
When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts!
Your American Heritage account comes with special member prices on tickets, insurance, and more. But did you know about these additional benefits?
One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades— should shape how you save or invest.
Did you know there are different types of checking accounts to meet your unique needs and lifestyle? Our six checking accounts each carry their own benefits and are tailored to align with your preferences.
Whether it's your freshman or senior year of college, it's never too early to begin a budget and manage your finances. Following these simple steps now can teach you valuable skills for life and set you up for a successful financial future.
Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. In this blog, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.
We’ve all heard of inflation, whether that be in a high school history class or through a news program of the past few years. But what about deflation and disinflation? At first glance, they may sound like improvements over inflation. However, both terms carry their own weight and, in some respects, consequences.
In today's ever-evolving economic landscape, many of us find ourselves grappling with rising costs of goods. From groceries to gas, the impact of inflation has been felt across the country, leaving countless households looking for ways to fill in the gap of their wallets. One popular solution is obtaining a part-time job. This blog will guide you through the process of securing a part-time job, from the initial thought process to research and finally, nailing the interview!
College graduation is a significant milestone—the culmination of years of dedication and hard work. As you step into the next chapter, financial independence becomes a critical factor in shaping your future. This article can help you navigate the exciting yet sometimes complex world of personal finance. By managing your finances wisely from the start, you can steer clear of common pitfalls and set yourself on a path toward fulfilling your long-term financial goals.
Ending a marriage is an emotional decision that can be painful in many ways. Divorce, especially among people over 50, can have a devastating effect on your financial situation. Here are 16 tips to help you make good choices as you prepare for divorce.
If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for day care and start saving for college without going broke?
If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.
Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.
In honor of American Heart Month, learn about the link between financial and physical wellness, as well as tips to better manage your stress and finances for a healthier heart and future.
We understand that changes to your financial situation are not always in your control and can be difficult to overcome, especially at the start of a new year. To help you take back control of your financial journey, we’ve created a list of financial practices to either embrace or leave behind this year with actionable steps you can take immediately to start seeing positive changes in your finances.
As the holiday season wraps up, many of us face the financial aftermath, a period marked by reviewing expenses and recalibrating budgets. The start of the new year presents a crucial opportunity to assess and rejuvenate your financial health, setting a solid foundation for the months ahead.
Financial clutter does more than frustrate you and waste your time. It can hurt your credit score, lead to higher interest payments, and keep you from growing your money for the future.
The good news is that you can declutter your finances and make them easier to manage for the future. All you need to do is follow these steps to organize, consolidate, and automate your way to clutter-free finances.
It’s no secret that interest rates on everything from auto loans to home loans have risen significantly over the past year. But there’s a bright side to rising rates: Savings accounts have also increased their interest rates, making it easier to grow your savings.
Whether you’re stashing cash to boost your emergency fund, buy a new car, or save for a down payment on a house, consider opening a high-yield savings account. It’s an excellent option for anyone looking to stay ahead of inflation and watch their money grow effortlessly.
Want your savings to earn more than they would in a traditional savings account, without taking on risk? Then you may want to look into opening a certificate. If you do your banking at a credit union, you may also know them as share certificates, or as certificates of deposit (CDs) at a bank.
If you feel overwhelmed by your finances, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck, struggling to pay bills or save for the future. By adopting healthy financial habits, you can help reduce financial stress, increase financial security, and enhance peace of mind.
We’ve compiled eight important financial habits that can help you master your money. Try to embrace those that will best fit your needs.
