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woman grocery shopping

52 Eco-Friendly Tips to Improve Your Finances

By: American Heritage04.20.23 Culture
Earth Day is celebrated by billions of people around the globe each year on April 22. In honor of this year’s theme, “Invest in Our Planet,” we’ve compiled a list of 52 eco-friendly ways you can help the planet every week. These Earth Day ideas can help you conserve water and energy, reduce your carbon footprint, and improve the environment for future generations—plus, they’ll help you save money while you make a positive impact!
Teaching kids about money

Teaching Kids About Money: 7 Mistakes to Avoid

By: American Heritage04.13.23 Education
Financial literacy is an essential life skill that lays the groundwork for a successful future. As parents, grandparents, or guardians, it’s crucial to teach children about money management since that’s often not covered in schools. To help you guide your little ones on this important journey, we've compiled a list of seven common mistakes to avoid when teaching your kids about money.
man measuring a counter

Things to Consider Before Accessing Your Home Equity

By: American Heritage03.30.23 Home & Mortgage
Home is where the heart is … and it can also be a valuable source of low-cost funds you can use for just about anything. If you’re a homeowner who’s built up equity in your home, you may have the opportunity to access affordable financing through a home equity loan or line of credit (HELOC). Here are some things to consider before tapping into your equity.

Choosing the Right Travel Credit Card to Fit Your Needs

By: Kirstin Wilson03.16.23 Credit Culture
Traveling can bring excitement, new experiences, and can even help you recharge and reduce stress. But to travel, you’ll need to pay for your trip and expenses that come with it. Travel credit cards are a great option for those looking to earn and redeem points, cash back, and receive valuable perks to help ease travel costs. With many options available to travelers, it’s hard to know which card is your best option. We’ve created a guide to help you determine which type of card best suits your spending habits, travel needs, and expectations.

Top 5 Things to Do in Philadelphia this March Under $60

By: Nicholas Franks03.02.23 Culture
The City of Brotherly Love: the heartbeat of the Delaware Valley which we’ve been tied to since 1948. American Heritage Credit Union is one of the leading financial institutions in the greater Philadelphia area that provides members with full-service banking solutions while continually staying involved with our community. Here are some affordable things that you can do this month with your friends or family for under $60!
Father and son counting money from a savings jar

5 Money Saving Tips From America Saves Week

By: American Heritage02.23.23 Savings & Budgeting Culture
Since 2007, America Saves Week has been inspiring people of all ages to commit to building and maintaining good savings habits. This year’s theme is “A Financially Confident You,” and it’s all about taking control of your finances to achieve financial well-being. In honor of America Saves Week, here are some money-saving tips to help you boost your financial confidence and empower your financial future.
Woman and son looking at car's sticker price

Save More by Buying a Car at these Key Times of Year

By: Holly Benedetto02.16.23 Auto
A vehicle is no small purchase. Many people will research for hours before making a decision, comparing manufacturers, models, and even dealerships. When doing your research, don’t forget to answer this vital question: when is the best time to buy? By timing your purchase for a sales event, you can save yourself thousands of dollars on the ticket price or interest payments over the life of your loan.

Swipe Left On Romance Scams, Catfishing & Other Online Tricks

By: American Heritage02.09.23 Culture Security
Millions of people use dating apps or social networking sites like Facebook and Instagram in the hope of finding love. But instead of finding their dream person, they wake up to an empty bank account. In fact, in 2021 alone, the Federal Trade Commission said that losses from romance scams were up nearly 80% from 2020, totaling $547 million. There are lots of things to look out for when it comes to romance and other online scams. In this blog, we’ll look at some different kinds of scams so you can avoid them and the heartache that can come along with them.
Woman logging into her online account on her laptop using 2F authentication on her phone

Protect Yourself with These Tips from Identity Theft Awareness Week

By: Holly Benedetto02.02.23 Security
Identity theft can be a devastating crime that victims may not notice until it is already too late. Anyone can become a victim of identity theft, but luckily, anyone can take precautions to protect themselves. The Federal Trade Commission (FTC) and its partners hosted Identity Theft Awareness Week from January 30 through February 3, 2023. Their mission is to raise awareness that any person, of any age or background, can be a target for identity theft.

Use Your Home Equity for Home Projects and Debt Consolidation

By: Holly Benedetto01.26.23 Home & Mortgage
Soaring home prices over the past few years have caused an interesting side effect – homeowners are finding themselves with a lot more home equity. Home equity is the difference between your home’s value and how much you still owe on your mortgage. For example, if your home is worth $300,000, and you owe $50,000 on your mortgage, you have $250,000 in equity.
Senior man holding a credit card and talking on the phone.

Start the New Year Fresh with a Credit Card Balance Transfer

By: American Heritage01.19.23 Credit
Between the rising cost of gas and groceries, holiday expenses, and unexpected bills, chances are your credit card balance may be a little higher than you’d like. Luckily, there’s a simple solution to help you lower your monthly payments and pay off your credit card debt faster: transferring your current balance to a low- or no- interest credit card. Here’s how a credit card balance transfer can help you get a fresh start and give your budget some breathing room in the new year.
Volunteers arranging donations in a community charity donation center

Celebrate Martin Luther King Jr. Day by Honoring His Words

By: American Heritage01.12.23 Culture
Each January, we celebrate the wisdom and legacy of Martin Luther King, Jr., whose fight and vision for a better society left a lasting mark on the nation and still inspire many to this day. Though his “I Have a Dream” speech is perhaps his most famous, King gave over 2,500 speeches in his lifetime and was full of powerful truths and beliefs that can guide us toward more meaningful, impactful living today. To celebrate MLK Day 2023, we have gathered some of our favorite actionable Martin Luther King quotes to help you honor everything he did for our country.

Save More in the New Year with These Tips

By: Holly Benedetto01.05.23 Savings & Budgeting
Whether your goal is to save $500 or $5,000, methods used for saving can be easily scaled to accomplish any dream. Developing a plan early into the year can be inspiring, but you don’t need to wait for a new year to get started. Knowing which products earn the highest dividends will help you reach your goal faster. Depending on your needs, a high yield savings account or certificate are excellent choices for the determined saver.
Two happy women holding shopping bags in the city.

6 Ways to Save Big With Post-Holiday Sales

By: American Heritage12.27.22 Holiday Savings & Budgeting
If you didn’t snag all the Black Friday and Cyber Monday deals you were hoping for — or if you didn’t receive everything on your own wish list over the holidays — don’t worry. There are a ton of awesome shopping deals to be had after Christmas. With some planning, patience, and strategic shopping, you can score deep discounts from both big-box stores and mom-and-pop businesses trying to reduce their inventory and make room for new items in the new year. Here are some savings you can look forward to after Santa returns to the North Pole.
Man walking along the beach shore, smiling and looking thoughtful.

Becoming More Mindful About Money

By: American Heritage12.22.22 Savings & Budgeting
Planning any New Year’s resolutions for 2023? Along with goals like eating healthier and exercising more, money-related resolutions are common. If you’ve committed to tackling debt or saving more in the coming year, that’s great news. Here’s how you can take this goal even further: Try becoming more mindful about your money. It’s a personal change that could really pay off, and not just financially.
Couple using a laptop and paying with a credit card.

Product Spotlight: Cash Reward Mastercard®

By: Holly Benedetto12.15.22 Product Spotlight Credit
Credit cards come in many different forms from many different lenders. To incentivize borrowers to choose their card, lenders include special perks like low rates or cash back. If you're looking for a new addition to your wallet, consider diversifying with a card that specializes in cash back. Continue reading to see if the Cash Reward Mastercard® is a good fit for your spending needs.
Senior couple sitting and solving a financial issue together

Investing Safely: Recognizing Ponzi Schemes

By: Holly Benedetto12.08.22 Security Investing & Retirement
If it sounds too good to be true, it probably is. If someone asks you to invest and promises impossible returns on your money, such as guaranteeing that your money will be doubled or tripled with no risk, it’s probably a Ponzi scheme. Knowing how to recognize different types of fraud is a key component to financial literacy. There are many types of investment scams, but one of the most famous is known as the Ponzi scheme.
Woman with headphones uses credit card to make a purchase on her cell phone

Product Spotlight: Platinum Preferred Mastercard®

By: Holly Benedetto12.01.22 Product Spotlight Credit
Credit cards are the most versatile product in your wallet and can be the ticket to a strong credit score and healthy financial habits. By mastering the most popular financial tool, you can demonstrate to lenders that you are a responsible borrower, ushering in new opportunities. Shopping for a new card? Continue reading to see if the Platinum Preferred Mastercard® is a good fit for your banking habits.

 

 

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