How Credit Unions Serve Their Communities

How Credit Unions Serve Their Communities

By: American Heritage
If you’re looking for a great financial partner that’s also great for your community, local credit unions are the best option. Unlike the big national banks and online-only banks, credit unions are member-owned, not-for-profit financial cooperatives that directly contribute to your hometown.
Certificate vs. MMA

Certificates vs. Money Market Accounts: What’s Right for You?

By: American Heritage
A certificate or money market account (MMA) from your local credit union can be a smart, safe way to grow your money faster – and reach your savings goals sooner. Unlike stocks, both account options are federally insured, and they often pay much higher dividends than typical savings accounts. Certificates and MMAs are both good options, but they have some key difference you should know about when deciding which to choose.

Home Equity Loan vs. Home Equity Line of Credit (HELOC)

By: American Heritage
In an effort to help our members better understand both options, our team is reviewing the differences between a home equity loan and a home equity line of credit — both of which are potential options for those wanting to borrow on their home equity.
Financial Mistakes in 20s

5 Financial Mistakes to Avoid in Your 20s

By: American Heritage
Your 20s are a time of discovery. That includes discovering how to make, spend, and save money (and be less dependent on Mom and Dad). But the journey toward understanding your finances can be a bumpy one. Here are five financial mistakes people often make in their 20s and how to avoid them.

13 Tips on How to Decorate Your House on a Budget

By: American Heritage
Whether you are a first time home buyer or just want to freshen up your current house, decorating a home can be exciting, inspiring, and often times, expensive. The good news is that if you plan ahead and follow some of our budget-friendly tips, you can continue to pinch your pennies and still turn your house into a Pinterest-worthy home.