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Blog Things to Do in the Philly Area

Top 5 Things to Do in Philadelphia This Fall

By: John Lutz10.10.24 Culture
Looking for some activities for you and the family to do this fall in and around Philadelphia? The city and its surrounding suburbs have plenty of fun, family-friendly activities that combine the beauty of the fall season with memories that are sure to be cherished.
Blog Member Benefits

Did You Know About these Credit Union Member Benefits?

By: Holly Benedetto10.08.24 Savings & Budgeting Security
When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts! Your American Heritage account comes with special member prices on tickets, insurance, and more. But did you know about these additional benefits?
Senior couple reviewing online security

Don't Get Scammed Online: Spot the Signs

By: American Heritage09.26.24 Security
We spend a lot of time on our screens — working, playing, shopping, and, of course, banking. Cybercriminals know this and are constantly crafting new ways to access our sensitive information. In this blog, you'll learn about some common financial scams and other social engineering tactics that cyber bad guys use and how to avoid being scammed.
A young couple lays on the floor with their dog, looking over their finances on a tablet

From Budgeting to Retirement: 12 Financial Rules You Need to Know

By: American Heritage08.29.24 Savings & Budgeting Investing & Retirement
Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. In this blog, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.
Father preparing young daughters for school

How to Make Your Back-to-School Shopping Rewarding

By: John Lutz08.22.24 Credit Education
Whether you’re a parent or not, your last few weeks have likely been surrounded by back-to-school advertisements or thoughts. Read on for some of the expenses you need to consider this fall when sending your children back to elementary and secondary schools, and ways you can prepare to maintain consistent and secure finances and even be rewarded for your purchases.
Mother, father, and son are using a laptop together on their couch.

Simple Ways to Improve Your Financial Literacy

By: American Heritage08.15.24 Youth Education
It’s never too late to improve your financial literacy. You don't have to wait to make a New Year's Resolution or to hit a certain age. Any time is the perfect time to review where you are financially and where you want to be. Here are some actions you can take to improve your financial health.
Couple reviewing retirement plans with a retirement consultant

Preventing Procrastination: Tackling Your Finances Head-On

By: American Heritage08.08.24 Investing & Retirement
It’s easy to put off certain financial tasks, whether they be paying a specific bill, creating an emergency fund, or writing a will. The simple truth is that nothing good can come from procrastinating on these items. A late bill incurs interest, and you unfortunately never know when a will or emergency fund will be needed. Read on to learn what should be a part of your financial journey, and the steps you can take to accomplish these tasks.
bartender filing beer in a glass from tap

Navigating Rising Costs: How to Secure a Part-Time Job

By: Nicholas Franks07.11.24 Culture Savings & Budgeting
In today's ever-evolving economic landscape, many of us find ourselves grappling with rising costs of goods. From groceries to gas, the impact of inflation has been felt across the country, leaving countless households looking for ways to fill in the gap of their wallets. One popular solution is obtaining a part-time job. This blog will guide you through the process of securing a part-time job, from the initial thought process to research and finally, nailing the interview!
A young girl with sunglasses playing in the pool with her mother

Vacation Money Tips for a Safe Trip

By: American Heritage07.03.24 Culture Security
Summer means vacations—at home or abroad—but managing your finances while traveling can sometimes be challenging. Luckily, a variety of tools and services are available to help you keep track of your finances so you can enjoy a worry-free getaway. We’ll show you how to manage your money, save time, and protect your accounts while you’re away from home.
Customer using tap to pay with their credit card at a business POS

Costs of Accepting Credit Cards at Your Business

By: American Heritage06.27.24 Business
Before you add credit cards to the mix, understand the costs and pick a system that aligns with your business model. In this article, we’ll cover the three most common ways credit card processing fees are structured, additional costs, and other factors to consider.
Young male plumber fixing a sink

Home Projects You Shouldn’t Ignore

By: American Heritage06.20.24 Home & Mortgage
Let’s be honest, home improvement projects can feel overwhelming. Between work, family, and that ever-growing to-do list, it’s easy to put them off for another day. But consider this: Tackling a few key projects now can save you a lot of trouble (and money) down the road. Here’s a quick rundown of some home maintenance tasks that shouldn’t be ignored.
Certificate vs. MMA

Certificates vs. Money Market Accounts: What’s Right for You?

By: American Heritage06.13.24 Investing & Retirement
A certificate or money market account (MMA) from your local credit union can be a smart, safe way to grow your money faster – and reach your savings goals sooner. Unlike stocks, both account options are federally insured, and they often pay much higher dividends than typical savings accounts. Certificates and MMAs are both good options, but they have some key difference you should know about when deciding which to choose.

 

 

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