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Navigating Rising Costs: How to Secure a Part-Time Job

By: Nicholas Franks07.11.24 Culture Savings & Budgeting
In today's ever-evolving economic landscape, many of us find ourselves grappling with rising costs of goods. From groceries to gas, the impact of inflation has been felt across the country, leaving countless households looking for ways to fill in the gap of their wallets. One popular solution is obtaining a part-time job. This blog will guide you through the process of securing a part-time job, from the initial thought process to research and finally, nailing the interview!
A young girl with sunglasses playing in the pool with her mother

Vacation Money Tips for a Safe Trip

By: American Heritage07.03.24 Culture Security
Summer means vacations—at home or abroad—but managing your finances while traveling can sometimes be challenging. Luckily, a variety of tools and services are available to help you keep track of your finances so you can enjoy a worry-free getaway. We’ll show you how to manage your money, save time, and protect your accounts while you’re away from home.
Customer using tap to pay with their credit card at a business POS

Costs of Accepting Credit Cards at Your Business

By: American Heritage06.27.24 Business
Before you add credit cards to the mix, understand the costs and pick a system that aligns with your business model. In this article, we’ll cover the three most common ways credit card processing fees are structured, additional costs, and other factors to consider.
Young male plumber fixing a sink

Home Projects You Shouldn’t Ignore

By: American Heritage06.20.24 Home & Mortgage
Let’s be honest, home improvement projects can feel overwhelming. Between work, family, and that ever-growing to-do list, it’s easy to put them off for another day. But consider this: Tackling a few key projects now can save you a lot of trouble (and money) down the road. Here’s a quick rundown of some home maintenance tasks that shouldn’t be ignored.
Certificate vs. MMA

Certificates vs. Money Market Accounts: What’s Right for You?

By: American Heritage06.13.24 Investing & Retirement
A certificate or money market account (MMA) from your local credit union can be a smart, safe way to grow your money faster – and reach your savings goals sooner. Unlike stocks, both account options are federally insured, and they often pay much higher dividends than typical savings accounts. Certificates and MMAs are both good options, but they have some key difference you should know about when deciding which to choose.
Couple standing in front of new home holding keys

10 Common Mortgage Myths Debunked

By: American Heritage06.06.24 Home & Mortgage
Buying a home is a big step, both emotionally and financially. Naturally, you want the most accurate information to guide you through this process. However, a surprising amount of misinformation is out there, sometimes unintentionally passed along. Let’s clear up some common misconceptions to help you navigate the complexities of buying a home.
Young man standing in airport looking at board of destinations.

Post-Grad Money Moves: A Guide to Smart Financial Habits

By: American Heritage05.30.24 Education Savings & Budgeting
College graduation is a significant milestone—the culmination of years of dedication and hard work. As you step into the next chapter, financial independence becomes a critical factor in shaping your future. This article can help you navigate the exciting yet sometimes complex world of personal finance. By managing your finances wisely from the start, you can steer clear of common pitfalls and set yourself on a path toward fulfilling your long-term financial goals.
Mother pulling son on suitcase and loading car for family vacation

Your Guide to Planning the Perfect Road Trip

By: American Heritage05.23.24 Auto
Is the open road calling you? You’re not alone. Every summer, millions of people in the U.S. travel by car for leisure. Whether you’re heading across the state or across the country, a road trip can be a fun, flexible, and economical way to travel with the family. But before you gas up and hit the highway, a little planning can ensure a smooth and enjoyable journey. From preparing your vehicle to mapping out your route and packing emergency supplies, here are some tips for making the most of your summer road trip.
Women inserting debit card into ATM.

Combat Fraud and Scams Using These Helpful Tactics

By: American Heritage 05.09.24 Security
At American Heritage, we are continually looking for ways to provide our members with educational resources and tips that can aid in fighting frauds and scams, including card skimming. Members have access to various account tools to protect themselves against the ongoing and increased scam activity. Tools and digital services available to members include Mobile Teller card controls, eAlerts for each card transaction, and on-demand educational content on the Learning Center.
A mature couple smiles as they work with a financial advisor.

Why Are Trusts Frequently Used in Estate Planning?

By: American Heritage05.02.24 Investing & Retirement
When it comes to estate planning, you may be more familiar with the concept of a will versus a trust, but there are several reasons that trusts could benefit you and your loved ones in estate planning. Establishing a trust gives you control over how your wealth will be protected and, ultimately, transferred to your beneficiaries. Many types of trusts are available. The benefits of each vary by type, and each may be treated differently from state to state.

5 Important Facts You Should Know About Social Security & Retirement

By: American Heritage04.25.24 Investing & Retirement
Whether you’re a few years or a few decades away from retirement, you want to make sure you can live comfortably when you do retire. First enacted in the 1930s, America’s Social Security program protects people against the loss of earnings due to retirement, death, or disability. But Social Security was meant to be a foundational element of planning for retirement, not the only source of income after retirement. Here are five important facts about the program.
Young girl smiling with a jar full of coins she earned from working her lemonade stand

How to Support Your Child’s Financial Literacy at All Ages

By: American Heritage04.18.24 Youth
Money talks—are you teaching your kids to listen? April is both Credit Union Youth Month and Financial Literacy Month, so it’s the perfect time to spotlight the importance of teaching your children about money from a young age, fostering financial literacy that will benefit them for life. Here are achievable ways you can support major milestones along your child’s financial journey.
Woman working from home on a video call

How to Save (More) With a Hybrid Work Schedule

By: Holly Benedetto03.21.24 Savings & Budgeting
If you’ve spent any time working from home over the past few years, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.
Pile of gold bars and coins

10 Facts About Gold for Saint Patrick’s Day

By: American Heritage03.14.24 Investing & Retirement
This Saint Patrick’s Day, you might be hoping to find your very own pot of gold at the end of a rainbow. Maybe you’re wondering how gold got to be such a hot commodity in the first place. In this post, we’ll share 10 fascinating facts about this most famous of precious metals, including some tips for those who are curious about gold as an investment.

Know Your Banking Rights and Protections

By: Holly Benedetto03.12.24 Policy & Economy
For many, our biggest life goals are accomplished through banking. The ability to save, borrow, and invest money is key to most aspects of modern life and independence. However, fair banking had not always been available for everyone through the course of history. Know your rights and celebrate these championships of justice by learning about these historic laws.

 

 

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