April 1st marks the beginning of both National Credit Union Youth Month and Financial Literacy Month, so what better time to find resources to teach your child about money?
Passing along your experience and insight is one of the greatest gifts you can give your kids. This is especially true when it comes to supporting their financial literacy. Building a strong financial foundation from an early age will help set them up for success throughout their lifetime. Here are four areas to focus on.
When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts!
Your American Heritage account comes with special member prices on tickets, insurance, and more. But did you know about these additional benefits?
Spring cleaning is about more than just opening the windows and letting the fresh air in! Use the inspiration a new spring brings and dust the cobwebs from an area that may not get as much tidying as others – your finances.
In study after study, researchers have found a clear link between a lack of financial security and a variety of health issues, like high blood pressure, heart disease, and anxiety and depression. Additionally, financial problems can cause stress and relationship issues as well as make it harder for some people to access the things that keep them in the best health, like quality healthcare and nutritious food.
Getting married is an exciting time. From announcing the news to your friends and family, to planning a wedding and honeymoon during these uncertain times, you’ve got a lot to think about. So it can be easy to overlook one of the most important subjects that affects newly married couples: money.
Whether your current filing system includes spreadsheets or a shoebox stuffed with papers, we can help you simplify and organize your finances so you can focus on the things that matter to you, while reducing the stress and hassle from managing your finances.
Around here, winters can get cold. While it’s great to enjoy the sight of a winter wonderland (and a cup of hot cocoa) from inside a warm home, the cost of keeping your place comfortable can be significant. In the spirit of National Cut Your Energy Costs Day, which is January 10, here are eight strategies to improve your home’s energy efficiency, lower your energy bills, and help reduce your impact on the planet.
Here are nine personal finance moves that could have a big impact on your financial wellness in the coming year – and suggestions to help keep your financial resolutions on track throughout the year.
Cash gifts are the perfect solution for the ones on your list who have it all. More flexible than a gift card, giving cash allows the recipient to make the important decision of how to spend it.
Whether you’re planning for an average weeknight dinner or a Thanksgiving feast, it can be hard to get your grocery bills to align with your monthly budget. The good news is that there are many great strategies for saving money on groceries that work for Thanksgiving and all year long. Here are some of our favorite tips.
When it comes to managing finances, too many of us make terrifying mistakes that can cost us money, hurt our credit and impact our financial future. In order to survive, we offer this brief list of financial terrors. Avoid them, and you may get out alive.
For many couples, opening a joint checking account or a joint savings account is the first step. In fact, some studies have found that couples who pooled their money in shared accounts had happier long-term relationships. But before you make this big step, it’s important to communicate your feelings about combining your finances. It’s also helpful to understand how joint accounts work and know the benefits and challenges that come with them.
Right now, staying connected is more important than ever. But for many people with pricey cell phone plans, it’s also more expensive than ever.
On average, Americans are paying more than $1,300 a year for their cell phone service, according to the U.S. Bureau of Labor Statistics. While carriers all claim to offer the best cell phone deals, finding ways to lower your cell phone bill can be challenging. To help, here are eight proven tips to help you save on your cell phone.
When you’re looking at a big-ticket purchase, one question always comes up: Should you pay with your savings or finance it? Or, if it’s a new home or car, how much of the purchase price should you pay up front, and how much should you borrow?
A good friend is always there to help, in good times and bad. But if a close friend of yours is struggling with financial problems such as a job loss, overwhelming debt, or major expenses like medical bills, it can be hard to know how to help. In honor of the International Day of Friendship, which is July 30, we’ll show you how to help a friend who’s struggling financially without having to spend your own money.
Getting ready to tie the knot? The opportunity to take on life as a team is exciting, but having your lives so closely intertwined also means big changes for your lifestyle. Especially when it comes to managing your finances.
Unfortunately, money can be a tricky topic for couples. In fact, it’s the number one thing married couples fight about.
Notebooks, graph paper, and saved receipts have played their part, but now digital budgeting tools have taken center stage. With the ability to track and sort your purchases in real time or pay bills automatically on your behalf, these handy tools are a necessity for getting your budget back on track. Overwhelmed by your options or don’t know what’s out there? We’ve compiled a list of some popular recommendations – including a few tools of our own!
You’ve worked hard to build up your savings. So you want to make sure they’re protected – and steadily growing – during today’s economic uncertainty. But right now, it may seem harder to grow your savings, especially when you want to avoid the risks that come with a volatile stock market.
Keeping your funds protected in a federally insured financial institution is a smart way to avoid market risk.
Subscriptions surround us. Our daily lives have shifted from making a one-time purchase to continually paying for content that promises to be the most convenient, most up-to-date, and, at one point, the most comprehensive. As the competition has grown, many of these larger companies have splintered off into individual apps with individual costs. Consider how many of these services may call you a subscriber.
The best way to make college affordable is to start saving as soon as possible. And the best way to build your college fund is with a tax-advantaged account or savings plan, which can help you grow your savings faster and keep more money available for what’s important: your child’s education.
