If you’ve been declined for a loan, don’t worry – you’re not alone. The average American household has an estimated $6,741 in carried credit card balances, so it’s no surprise that many of us need help with large expenses. Unfortunately, some loans get declined. If you’ve recently applied for a loan and didn’t get the answer you were hoping for, your best tool is education.
During a recent branch visit, you may have been asked to try the PAT (Personal Automated Teller) machine. Whether you decided to try it or not, you may have lingering questions about the machines and wonder why we’ve added them into our branches. We sat down with the experts here at American Heritage on all things PAT, Meg Kenny (PAT Supervisor) and Alicia Jordan (Assistant Branch Manager), to get answers directly from the team behind the machines.
If you own or work for a local business, you understand how important your community is to the success of your business. At American Heritage Credit Union, we do too. As a credit union with deep local roots, our commitment to serving members’ financial needs goes hand-in-hand with our work to support our community.
Philadelphia is known for its sweet, salty, and savory foods. From tomato pies to butterscotch krimpets and "wooder" ice, Philly certainly has a way of satisfying the food cravings you didn't even know you had. It's possible to go an entire day eating a famous Philadelphia food at every meal, sampling historic well-known restaurants and small vendors alike. While you've certainly enjoyed one of the following treats (if not, get to Philadelphia ASAP!), have you ever wondered about the history behind them?
Get-togethers with friends and family are often the biggest highlights of the summer. But if you’re the one hosting that graduation party, Fourth of July barbecue, or family reunion, you may also wind up with a big bill. Fortunately, your next gathering doesn’t have to be an expensive affair.
Memorial Day is right around the corner — a holiday dedicated to remembering and honoring those people who have died serving in the armed forces. As part of our commitment to veterans and to the greater Philadelphia community, our team at American Heritage Credit Union likes to take this time of year to pause and honor those who have served, as well as other charitable organizations in the region.
American Heritage Credit Union has made the news many times lately — and the pace of breaking developments is only going to speed up as the esteemed Philadelphia institution continues growing at a rapid clip. Yet the financial institution’s focus will never change a key aspect of its operations, according to CEO and President Bruce K. Foulke.
We’re in the height of "kitten season," when rescue shelters fill up with furry faces. It’s a popular time to adopt a cat, dog, or another kind of pet. While the benefits of pets are many, the expenses may be something to growl about. The more you know about the cost of pet ownership, the better prepared you’ll be for everything from initial costs through emergencies.
If you’re looking for a great financial partner that’s also great for your community, local credit unions are the best option. Unlike the big national banks and online-only banks, credit unions are member-owned, not-for-profit financial cooperatives that directly contribute to your hometown.