Ready to hit the road in a new car?

When it comes to cars, you've got a lot of options. Is your current vehicle nearing the end of its lease? In need of a car that can accommodate a growing family? Ready to splurge on your dream ride? Let us help you feel confident and secure when you're behind the wheel.
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Buying a car is an exciting time, but one full of decisions and options. From lease buyouts to new and used cars, there's a lot to explore. Before putting your keys into the ignition, make sure you've considered all of these factors.

 

Plan ahead before you shop.

  • Prepare and refine your list of "musts" and "nice-to-haves" when it comes to your next car.
  • Figure out how much you are comfortable spending on a monthly car payment and commit to a price point that you are not willing to go above.
  • Apply for a free pre-approval so you know how much you may be eligible to borrow (this can also give you some added leverage when negotiating at a dealership).
  • Take advantage of our CUDL AutoSmart service for added shopping convenience

Prepare for additional expenses.

  • Your car's cost doesn't stop at the sticker price. Be ready to cover costs for the vehicle’s registration, insurance, and inspection.
  • Adjust your budget to accommodate more frequent fill-ups if your new vehicle will be less fuel-efficient.
  • Consider the costs of vehicle insurance, including GAP Advantage and MBP options.

Should you buy out your auto lease?

If your car is nearing the end of its lease, it may make more sense to explore a Lease Buyout with us. If you love your car and want to remain in a set of reliable wheels, this option may be the most attractive, both for your preferences and your wallet.

 

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Auto Loans

Find and finance your next car through an Auto Loan with American Heritage! Enjoy flexible terms and low rates, allowing you to enjoy your new ride and feel confident in the purchase you've made.

Auto Insurance

Warranties & Insurance

When you apply for an Auto Loan with American Heritage, you're applying for more than just funds to buy your next car. Once your loan is approved, you'll also receive Member Protection and GAP Insurance for longer-term loans. You can also apply for Mechanical Repair Coverage for insurance against high-cost repairs.

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Looking for More Than a Car?

Our Auto Loans don't end with cars! You can also apply for loans for motorcycles, recreational vehicles (RVs), power watercrafts, and ATVs. And you'll still enjoy low monthly payments and flexible terms.

The Keys to Buying Your Next Car

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Buying a car is exciting, but it's also a significant financial decision. Between shiny dealership offers and online listings, it's easy to focus only on the sticker price and monthly payment. However, owning a car means more than just making your loan payment each month. So, how much will your next car really cost? Here's a breakdown of the most important expenses to consider and how American Heritage can help you manage them wisely.

Drive with Confidence with Auto Insurance

You can save on Auto Insurance as a member of American Heritage Credit Union! We're proud to partner with Liberty Mutual Insurance Presented by TruStage® Insurance. We're here for you when you need us most!
Get an Auto Insurance Quote Today

Ready to take the wheel?

American Heritage offers members a variety of products and services to get them in their new vehicle including low rates loans, discounted auto insurance and warranties, and much more!
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All loans are subject to credit qualification, credit worthiness and other factors. All rates, promotions and offers are subject to change without notice.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.