Ready to hit the road in a new car?

When it comes to cars, you've got a lot of options. Is your current vehicle nearing the end of its lease? In need of a car that can accommodate a growing family? Ready to splurge on your dream ride? Let us help you feel confident and secure when you're behind the wheel.
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Buying a car is an exciting time, but one full of decisions and options. From lease buyouts to new and used cars, there's a lot to explore. Before putting your keys into the ignition, make sure you've considered all of these factors.

 

Plan ahead before you shop.

  • Prepare and refine your list of "musts" and "nice-to-haves" when it comes to your next car.
  • Figure out how much you are comfortable spending on a monthly car payment and commit to a price point that you are not willing to go above.
  • Apply for a free pre-approval so you know how much you may be eligible to borrow (this can also give you some added leverage when negotiating at a dealership).
  • Take advantage of our CUDL AutoSmart service for added shopping convenience

Prepare for additional expenses.

  • Your car's cost doesn't stop at the sticker price. Be ready to cover costs for the vehicle’s registration, insurance, and inspection.
  • Adjust your budget to accommodate more frequent fill-ups if your new vehicle will be less fuel-efficient.
  • Consider the costs of vehicle insurance, including GAP Advantage and MBP options.

Should you buy out your auto lease?

If your car is nearing the end of its lease, it may make more sense to explore a Lease Buyout with us. If you love your car and want to remain in a set of reliable wheels, this option may be the most attractive, both for your preferences and your wallet.

 

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Auto Loans

Find and finance your next car through an Auto Loan with American Heritage! Enjoy flexible terms and low rates, allowing you to enjoy your new ride and feel confident in the purchase you've made.

Auto Insurance

Warranties & Insurance

When you apply for an Auto Loan with American Heritage, you're applying for more than just funds to buy your next car. Once your loan is approved, you'll also receive Member Protection and GAP Insurance for longer-term loans. You can also apply for Mechanical Repair Coverage for insurance against high-cost repairs.

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Looking for More Than a Car?

Our Auto Loans don't end with cars! You can also apply for loans for motorcycles, recreational vehicles (RVs), power watercrafts, and ATVs. And you'll still enjoy low monthly payments and flexible terms.

The Keys to Buying Your Next Car

Need a New Vehicle? Here’s How to Sell Your Car

By: Holly Benedetto
05.12.22
It’s time to upgrade your vehicle to something that better suits your lifestyle and needs, but what’s the best way to get rid of your old car? If it is in good condition, many owners choose to sell their car to put money towards the cost of the next one. Selling a car is not as simple as selling other belongings and requires additional effort and paperwork. In this blog, we break down the process for car owners to pass on the keys.
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Blog Get Your Vehicle Spring-Ready

Get Your Vehicle Spring-Ready in 7 Steps

By: Kirstin Wilson
03.18.22
With the warmer months right around the corner, our spring-cleaning list usually includes tasks like decluttering closets, storing away snow supplies, and even organizing finances for the year. One task that should not go overlooked is keeping your vehicle up to date with the season! Getting your vehicle in tip-top shape can save you money down the road and can protect you and your family from preventable hazards.
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Blog What to Consider Before Buying Your First RV

What to Consider Before Buying Your First RV, Boat, ATV, or Motorcycle

By: American Heritage
09.16.21
Nothing beats spending time in the great outdoors, but having the right equipment on hand can make each outing more fun and exciting. If you’re thinking of buying your first outdoor toy – whether it’s a boat, motorcycle, ATV, or RV – congratulations! It’s a big step toward helping you and your loved ones have fun away from the TV.
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Big Purchases: When to Save & When to Borrow

By: American Heritage
07.23.20
When you’re looking at a big-ticket purchase, one question always comes up: Should you pay with your savings or finance it? Or, if it’s a new home or car, how much of the purchase price should you pay up front, and how much should you borrow?
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Line of cars on road in snow storm

Prepare Your Car for Winter in 10 Steps

By: Holly Benedetto
12.10.19
Don't get stuck in the snow this season! It's important to get your vehicle ready for heavy weather as soon as temperatures start to drop, since you never know when the next storm will hit. Not sure where to start? Use these ten steps as a checklist towards safer winter driving.
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Drive with Confidence with Auto Insurance

You can save on Auto Insurance as a member of American Heritage Credit Union! We're proud to partner with Liberty Mutual Insurance Presented by TruStage® Insurance. We're here for you when you need us most!
Get an Auto Insurance Quote Today
TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Ready to take the wheel?

American Heritage offers members a variety of products and services to get them in their new vehicle including low rates loans, discounted auto insurance and warranties, and much more!
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