Ready to hit the road in a new car?

When it comes to cars, you've got a lot of options. Is your current vehicle nearing the end of its lease? In need of a car that can accommodate a growing family? Ready to splurge on your dream ride? Let us help you feel confident and secure when you're behind the wheel.
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Buying a car is an exciting time, but one full of decisions and options. From lease buyouts to new and used cars, there's a lot to explore. Before putting your keys into the ignition, make sure you've considered all of these factors.

 

Plan ahead before you shop.

  • Prepare and refine your list of "musts" and "nice-to-haves" when it comes to your next car.
  • Figure out how much you are comfortable spending on a monthly car payment and commit to a price point that you are not willing to go above.
  • Apply for a free pre-approval so you know how much you may be eligible to borrow (this can also give you some added leverage when negotiating at a dealership).
  • Take advantage of our CUDL AutoSmart service for added shopping convenience

Prepare for additional expenses.

  • Your car's cost doesn't stop at the sticker price. Be ready to cover costs for the vehicle’s registration, insurance, and inspection.
  • Adjust your budget to accommodate more frequent fill-ups if your new vehicle will be less fuel-efficient.
  • Consider the costs of vehicle insurance, including GAP Advantage and MBP options.

Should you buy out your auto lease?

If your car is nearing the end of its lease, it may make more sense to explore a Lease Buyout with us. If you love your car and want to remain in a set of reliable wheels, this option may be the most attractive, both for your preferences and your wallet.

 

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Auto Loans

Find and finance your next car through an Auto Loan with American Heritage! Enjoy flexible terms and low rates, allowing you to enjoy your new ride and feel confident in the purchase you've made.

Auto Insurance

Warranties & Insurance

When you apply for an Auto Loan with American Heritage, you're applying for more than just funds to buy your next car. Once your loan is approved, you'll also receive Member Protection and GAP Insurance for longer-term loans. You can also apply for Mechanical Repair Coverage for insurance against high-cost repairs.

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Looking for More Than a Car?

Our Auto Loans don't end with cars! You can also apply for loans for motorcycles, recreational vehicles (RVs), power watercrafts, and ATVs. And you'll still enjoy low monthly payments and flexible terms.

The Keys to Buying Your Next Car

4 Ways to Protect Your New Car

By: American Heritage
09.17.19
Owning a vehicle can cost thousands of dollars per year, so it’s important to take steps to protect yourself from unexpected expenses. Having the right insurance and other forms of coverage can help you avoid the stress and financial burdens that result from an accident, breakdown, or theft. If you have a new car or are shopping for one now, here are four valuable coverage options that can help you worry less and enjoy your vehicle more.
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A traffic jam on the highway

7 Ways to Save Money on Your Commute

By: American Heritage
09.05.19
Home is where the heart is, but it is not always near where the job is. The average American’s commute takes 26.9 minutes, with more than 14 million Americans spending an hour or more traveling to work. A longer commute often means more money spent on gas and on car repairs. Here are 7 ways to stop a long commute from cutting into your budget.
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How to Finance Your Next Vehicle

By: American Heritage
07.11.19
We all need reliable, affordable transportation. For many of us, an auto loan is essential when it’s time to buy our next new or used vehicle. The type of financing you choose and the lender you turn to for your loan is a bigger deal than you might think.
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Buying a Motorcycle, RV, or Boat? Follow These 3 Tips.

By: American Heritage
05.30.19
Looking forward to getting outdoors this summer? Whether your ideal adventure takes you across the country or “down the shore,” a new motorcycle, RV, or boat could be a dream come true. But a significant price tag and the cost of upkeep are realities you’ll need to prepare for.
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Buying a Used Car

The Ultimate Used Car Buying Guide

By: American Heritage
02.26.19
Why do we assemble a team of professionals to buy a house and then spend weeks or months agonizing over our decision, but dedicate little more than a Saturday afternoon to buying a car? This guide is meant to help bridge the gap between the seriousness with which we tend to take home buying and car buying.
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Drive with Confidence with Auto Insurance

You can save on Auto Insurance as a member of American Heritage Credit Union! We're proud to partner with Liberty Mutual Insurance Presented by TruStage® Insurance. We're here for you when you need us most!
Get an Auto Insurance Quote Today
TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Ready to take the wheel?

American Heritage offers members a variety of products and services to get them in their new vehicle including low rates loans, discounted auto insurance and warranties, and much more!
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