Ready to hit the road in a new car?

When it comes to cars, you've got a lot of options. Is your current vehicle nearing the end of its lease? In need of a car that can accommodate a growing family? Ready to splurge on your dream ride? Let us help you feel confident and secure when you're behind the wheel.
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Buying a car is an exciting time, but one full of decisions and options. From lease buyouts to new and used cars, there's a lot to explore. Before putting your keys into the ignition, make sure you've considered all of these factors.

 

Plan ahead before you shop.

  • Prepare and refine your list of "musts" and "nice-to-haves" when it comes to your next car.
  • Figure out how much you are comfortable spending on a monthly car payment and commit to a price point that you are not willing to go above.
  • Apply for a free pre-approval so you know how much you may be eligible to borrow (this can also give you some added leverage when negotiating at a dealership).
  • Take advantage of our CUDL AutoSmart service for added shopping convenience

Prepare for additional expenses.

  • Your car's cost doesn't stop at the sticker price. Be ready to cover costs for the vehicle’s registration, insurance, and inspection.
  • Adjust your budget to accommodate more frequent fill-ups if your new vehicle will be less fuel-efficient.
  • Consider the costs of vehicle insurance, including GAP Advantage and MBP options.

Should you buy out your auto lease?

If your car is nearing the end of its lease, it may make more sense to explore a Lease Buyout with us. If you love your car and want to remain in a set of reliable wheels, this option may be the most attractive, both for your preferences and your wallet.

 

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Auto Loans

Find and finance your next car through an Auto Loan with American Heritage! Enjoy flexible terms and low rates, allowing you to enjoy your new ride and feel confident in the purchase you've made.

Auto Insurance

Warranties & Insurance

When you apply for an Auto Loan with American Heritage, you're applying for more than just funds to buy your next car. Once your loan is approved, you'll also receive Member Protection and GAP Insurance for longer-term loans. You can also apply for Mechanical Repair Coverage for insurance against high-cost repairs.

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Looking for More Than a Car?

Our Auto Loans don't end with cars! You can also apply for loans for motorcycles, recreational vehicles (RVs), power watercrafts, and ATVs. And you'll still enjoy low monthly payments and flexible terms.

The Keys to Buying Your Next Car

Is Now the Right Time to Buy Out My Auto Lease?

By: American Heritage
07.13.23
These days, the used car market is greased lightning, with prices soaring by 44% over the last five years. As your lease comes to an end, you’ll find yourself at a crossroads: Should you return the car for a different model or buy out your lease to own the car you’ve already got? In this article, we’ll help you determine which route to take.
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Woman and son looking at car's sticker price

Save More by Buying a Car at these Key Times of Year

By: Holly Benedetto
02.16.23
A vehicle is no small purchase. Many people will research for hours before making a decision, comparing manufacturers, models, and even dealerships. When doing your research, don’t forget to answer this vital question: when is the best time to buy? By timing your purchase for a sales event, you can save yourself thousands of dollars on the ticket price or interest payments over the life of your loan.
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Product Spotlight: Auto Loans

By: Holly Benedetto
09.29.22
Purchasing a vehicle is a significant life milestone and financial achievement. Whether you’ve owned multiple vehicles during your life or are shopping for your very first set of wheels, American Heritage can help you from beginning to end of your purchasing journey.
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Should You Buy or Lease Your Next Car?

By: American Heritage
06.09.22
Along with buying a house, getting an education, and starting a family, choosing a vehicle is one of the biggest financial and lifestyle decisions you’ll make. And whether you’re a new driver or you have millions of miles behind you, you might be wondering if it’s better to buy or lease your next ride.
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Drive with Confidence with Auto Insurance

You can save on Auto Insurance as a member of American Heritage Credit Union! We're proud to partner with Liberty Mutual Insurance Presented by TruStage® Insurance. We're here for you when you need us most!
Get an Auto Insurance Quote Today
TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Ready to take the wheel?

American Heritage offers members a variety of products and services to get them in their new vehicle including low rates loans, discounted auto insurance and warranties, and much more!
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