What would my Mortgage Payments Be?

When buying or refinancing your home, the more information you can get the better. With this calculator you can estimate your monthly payments, based on factors including interest rate, taxes, and insurance.

Mortgage Rates

Term Interest Rate APR**
30 Year 5.925% 5.990%
30 Year Jumbo 6.604% 6.625%
20 Year 5.416% 5.500%
15 Year 5.020% 5.125%
15 Year Jumbo 5.770% 5.875%
10 Year 4.850% 5.000%
5/1 Year ARM‡ 5.125% 6.101%
7/1 Year ARM‡ 5.375% 6.052%
30 Year FHA 5.624% 6.408%
15 Year FHA 5.500% 6.292%
30 Year VA 5.624% 6.408%

Check out these curated blogs from American Heritage to learn about your home buying journey!

Buying Your First Home: Simple Tips and Strategies

Buying your first home may seem like an overwhelming process at first. But if you follow the right tips and strategies, you'll be prepared to make the leap from renting to owning your first home with ease.

7 Ways to Make Homebuying Easier

Without the right support and preparation, buying a home can feel a lot like putting together a puzzle with only half of the pieces: time-consuming and frustrating. From house-hunting to closing, the homebuying process takes 4 to 6 months on average and involves multiple moving parts, so it’s no surprise that many homebuyers find it overwhelming.

How Much Should You Spend on Rent?

If you’ve checked out rental listings lately, you know that rents are going up, up, up. Demand for apartments has surged, making many markets super competitive. Finding a place to call home at a reasonable price can be challenging. The burning question is: how much of your income should go toward a rent budget?
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*Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 740 for an owner-occupied home purchase, with a loan amount of $200,000 for all loans except Jumbo which is based on a $832,750 loan amount, and a loan-to value ratio of no more than 60%. All loans are subject to individual credit approval and subject to change without notice. Please note that the rates posted are rate locks do not exceed 60 days. Pre-qualification is not a commitment to lend.