What would my auto payments be?

When searching for a new vehicle, knowing how much car you can afford is important. With this car loan calculator, you can receive an idea of your monthly auto loan payment, based on parameters such as price, auto loan rates, the value of a trade-in, or available rebates.

Start Pre-Approval Click Here for Current Rates

Auto Loan Rates (2021 - 2024)

Terms APR* As Low As
Up to 63 Months 5.49%
64 to 75 Months 5.74%
76 - 84 Months 6.49%

Check out these curated blogs from American Heritage to learn about your auto buying journey!

Should You Buy or Lease Your Next Car?

Along with buying a house, getting an education, and starting a family, choosing a vehicle is one of the biggest financial and lifestyle decisions you’ll make. And whether you’re a new driver or you have millions of miles behind you, you might be wondering if it’s better to buy or lease your next ride.
Read More

Need A New Vehicle? Here’s How To Sell Your Car

It’s time to upgrade your vehicle to something that better suits your lifestyle and needs, but what’s the best way to get rid of your old car? If it is in good condition, many owners choose to sell their car to put money towards the cost of the next one.
Read More

Is Auto Loan Refinancing Right For Me? Q&A

So, you currently have a loan that allows you to purchase or lease a vehicle, but your monthly payments or term are not what you’d like them to be. Refinancing your auto loan would replace your existing loan with one that can meet your desired monthly payment amount and preferred term length. When you refinance, you could save hundreds or more dollars in interest over the loan’s term.
Read More
Woman and man driving with the windows down.

WANT TO LEARN MORE?

Sign up to receive our free Auto Buying Guide. Learn what you need to successfully navigate the vehicle buying process!
Learn More

*Rates and promotions effective as of June 7, 2024, and are subject to be cancelled, extended, or changed without notice. Annual Percentage Rate (APR) for members who choose to make loan payments via payroll deduction or automatic payment from an American Heritage Credit Union account. APR is increased by .25% without payroll deduction or automatic payment. Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. Borrowers of promotional refinance or purchase offer will skip first two payment cycles and then make 63 consecutive monthly payments. Sample Monthly Payment: $18.78 for every $1,000 borrowed at 6.49% APR at 63 months. Monthly payment (per $1,000) examples are based on longest term in each range. Your payment may vary. Auto Loan refinance rates available for vehicles not previously financed at American Heritage Credit Union. Rates available for automobile model years 2020 to present.