Savings

No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.

Savings Accounts

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Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.

Money Market

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Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.

Youth Accounts

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Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.

Educational Savings Account

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American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.

Helpful Savings Tips

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Certificates vs. Money Market Accounts: What’s Right for You?

By: American Heritage
03.21.19
A certificate or money market account (MMA) from your local credit union can be a smart, safe way to grow your money faster – and reach your savings goals sooner. Unlike stocks, both account options are federally insured, and they often pay much higher dividends than typical savings accounts. Certificates and MMAs are both good options, but they have some key difference you should know about when deciding which to choose.

5 Financial Mistakes to Avoid in Your 20s

By: American Heritage
03.14.19
Your 20s are a time of discovery. That includes discovering how to make, spend, and save money (and be less dependent on Mom and Dad). But the journey toward understanding your finances can be a bumpy one. Here are five financial mistakes people often make in their 20s and how to avoid them.

Fun Ways to Save Money in Philadelphia This Winter

By: American Heritage
02.15.19
Did you make a resolution to save more money this year? Spending less is great, but it doesn’t mean you have to sit around at home. Philadelphia is full of exciting, inexpensive things to do – even in the middle of winter. Learn how to save money on your next outing with this guide to upcoming events and local favorites.

Using a Low-Interest Credit Card to Consolidate Debt

By: American Heritage
01.15.19
A balance transfer can be a great way to pay off high-interest credit cards with one lower-rate card, giving you an easier way to pay off this debt while cutting your interest payments (and stress).

How to Start Saving for Your Child's Education

By: American Heritage
12.19.18
If you’re a parent, you want what’s best for your child. That means making sure that they get a good education. The challenge? How to pay for everything from day care to college without going broke. The good news is that there are options are available that can allow you save money in the short term and long term, provide tax savings and earn investment income for the future.

6 Holiday Budgeting Tips

By: American Heritage
12.19.18
The holidays are approaching quickly and with them comes fun, food, gifts for the family, and the need to figure out how to pay for it all.

Important Disclosures

The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.