Savings

No matter where you are in life or how much you’ve saved so far, we’re here to help you make the most of your money. Whether you’re in school, starting your first job, raising a family, or preparing for retirement or a special occasion, you’ll find an account at American Heritage that fits your needs and goals. Plus, we make it easy to track your balance with our Online Teller, Mobile Teller app, and Phone Teller.

Savings Accounts

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Choose from one of American Heritage Credit Union's great savings accounts and watch as your financial dreams become a reality.

Money Market

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Earn more while having the flexibility to access your funds with American Heritage Credit Union's Money Market accounts.

Youth Accounts

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Help your child develop healthy spending and saving habits with one of AHFCU many unique youth accounts that will fit the specific needs of your child.

Educational Savings Account

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American Heritage Credit Union wants the best for your child. Start saving with our Education Savings Account, ensure your child has the brightest future.

Helpful Savings Tips

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Is a Joint Account Right for Your Relationship?

By: American Heritage
10.08.20
For many couples, opening a joint checking account or a joint savings account is the first step. In fact, some studies have found that couples who pooled their money in shared accounts had happier long-term relationships. But before you make this big step, it’s important to communicate your feelings about combining your finances. It’s also helpful to understand how joint accounts work and know the benefits and challenges that come with them.

How to Save (More) When Working From Home

By: Holly Benedetto
09.24.20
If you’ve spent any time working from home over the past few weeks or months, you’ve experienced a shift in your routine and monthly budget. Even if you’ve gotten used to your new working arrangements, take a few moments to reflect on how these lifestyle adjustments have impacted your spending and saving this year.

Lower Your Cell Phone Bill With These 8 Tips

By: American Heritage
08.13.20
Right now, staying connected is more important than ever. But for many people with pricey cell phone plans, it’s also more expensive than ever. On average, Americans are paying more than $1,300 a year for their cell phone service, according to the U.S. Bureau of Labor Statistics. While carriers all claim to offer the best cell phone deals, finding ways to lower your cell phone bill can be challenging. To help, here are eight proven tips to help you save on your cell phone.

Big Purchases: When to Save & When to Borrow

By: American Heritage
07.23.20
When you’re looking at a big-ticket purchase, one question always comes up: Should you pay with your savings or finance it? Or, if it’s a new home or car, how much of the purchase price should you pay up front, and how much should you borrow?

Important Disclosures

The National Credit Union Administration, a U.S. Government agency, insures your shares at American Heritage up to $250,000. IRA and IRA Certificates are insured an additional $250,000 by the Excess Share Insurance Corporation, a private insurance company. You have the security and peace of mind of knowing that your retirement savings are insured up to $500,000.