A new way to manage your spending.
With Buy Now, Pay Later, when you make an eligible purchase with your American Heritage debit card, you may receive an offer to split the purchase amount into smaller monthly payments. You can manage all your Buy Now, Pay Later offers and loans right in Online Teller and Mobile Teller.
Frequently Asked Questions
What is Buy Now, Pay Later (BNPL)?
What can BNPL be used for?
BNPL is offered for eligible online and in-store debit card purchases made in the past 60 days that are at least $100 and not a cash equivalent purchase. This includes purchases for items like new clothes, school supplies, travel, or the latest technology upgrades. BNPL can also be used for those unexpected and often under-budgeted expenses such as medical, dental, and veterinary bills!
BNPL offers will not be sent for items like loan payments (mortgage, automobile, credit card, etc.), cash transactions such as ATM withdrawals, and other excluded transaction categories.
How do I view my BNPL offers?
- In Mobile Teller: On the main homepage under "Buy Now Pay Later Offers" and in the navigation bar under "More" then "Buy Now Pay Later Offers."
- In Online Teller: Under "Payments" in the navigation, then "Buy Now Pay Later."
- All active and completed plans can be found under the "Plans" tab.