How long until my loan is paid off?

Life happens—and we’re here to help you be ready for it. Whether you’re planning something exciting or handling the unexpected, a personal loan from American Heritage gives you peace of mind and the flexibility to move forward with confidence.

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Check out these curated blogs from American Heritage to learn about loan payoff options!

Should You Buy or Lease Your Next Car?

Along with buying a house, getting an education, and starting a family, choosing a vehicle is one of the biggest financial and lifestyle decisions you’ll make. And whether you’re a new driver or you have millions of miles behind you, you might be wondering if it’s better to buy or lease your next ride.
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Need A New Vehicle? Here’s How To Sell Your Car

It’s time to upgrade your vehicle to something that better suits your lifestyle and needs, but what’s the best way to get rid of your old car? If it is in good condition, many owners choose to sell their car to put money towards the cost of the next one.
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Is Auto Loan Refinancing Right For Me? Q&A

So, you currently have a loan that allows you to purchase or lease a vehicle, but your monthly payments or term are not what you’d like them to be. Refinancing your auto loan would replace your existing loan with one that can meet your desired monthly payment amount and preferred term length. When you refinance, you could save hundreds or more dollars in interest over the loan’s term.
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Personal Loans from American Heritage

Cover life’s expenses with low-interest personal loans built to give you flexibility, predictable payments, and peace of mind.
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*Rates and promotions effective as of June 7, 2024, and are subject to be cancelled, extended, or changed without notice. Annual Percentage Rate (APR) for members who choose to make loan payments via payroll deduction or automatic payment from an American Heritage Credit Union account. APR is increased by .25% without payroll deduction or automatic payment. Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. Borrowers of promotional refinance or purchase offer will skip first two payment cycles and then make 63 consecutive monthly payments. Sample Monthly Payment: $18.78 for every $1,000 borrowed at 6.49% APR at 63 months. Monthly payment (per $1,000) examples are based on longest term in each range. Your payment may vary. Auto Loan refinance rates available for vehicles not previously financed at American Heritage Credit Union. Rates available for automobile model years 2020 to present.