15.90% APR¹

Deposit funds in the amount of your chosen credit limit from $300 to $25,000

Earn one Scorecard Reward Point⁵ for every $1 spent with the low rate Secured Classic Mastercard®

$35

0% APR³ on Purchases and Balance Transfers for the first 9 months, 9.99% APR³ thereafter.

$0

Earn one ScoreCard Reward Point for every $1 spent with the low rate Platinum Preferred Mastercard

Earn a bonus 15,000 ScoreCard Rewards Points⁵ when you spend $1,500 in the first 90 days

12.90% APR¹

Earn one Scorecard Reward Point⁵ for every $1 spent with the low rate Platinum Classic Mastercard®

$0

Use at over 30,000 free Automated Teller Machines (ATMs) worldwide

EMV Chip Card - All Independence Debit Cards are installed with the latest in debit card secure technology.

Contactless cards allow you to tap-and-go for faster and safer transactions.

For every purchase made using any American Heritage card, we donate $.01 to The Kids-N-Hope Foundation!

13.49%¹

Gas, Groceries, Home Improvement Stores, and Pharmacies

Hotels, Airfare, Ride Shares, Restaurants

$150 Bonus Reward when you spend $1,500 in the first 90 days⁴