*Annual Percentage Yield (APY). Rates listed paid on $100,000 minimum balance. Share and IRA Certificates available at lower Annual Percentage Yield for balances under $100,000. A penalty will or may be imposed for early withdrawal. 11-month Jumbo special only available to residents of Pennsylvania, New Jersey and Delaware, as well as existing members of American Heritage Credit Union. This special can only be opened at the following branches: Warminster, Ann’s Choice, Abington, Bellmawr, Glendora.