Protect you and your family from life's unexpected turns.
We hope you never have to use it, but we want you and your family to be protected with discounted life insurance.
Credit Life Insurance
Credit Life is an insurance policy that pays off a loan if you or your covered joint borrower dies. Credit Life policies are typically low-cost and are easy to arrange.
Term Life Insurance
Term life insurance provides coverage for a certain time period. It’s often called “pure life insurance” because it’s designed only to protect your dependents in case you die prematurely. If you have a term policy and die within the term, your beneficiaries receive the death benefit. The policy has no other value but is significantly cheaper then whole life insurance. Policies often have terms of one year to 30 years. Call (215) 969-2967 to schedule an appointment to talk to a pro.
Whole Life Insurance
Whole life provides lifelong coverage and includes an investment component known as the policy’s cash value, your policy will never expire as long as it is funded. The cash value grows slowly, tax-deferred, meaning that you won’t pay taxes on its gains while they’re accumulating. You can borrow money against the account or surrender the policy for the cash. Remember that the primary purpose of whole life insurance is to provide a death benefit, whole life is more expensive then term life. Call (215) 969-2967 to schedule an appointment to talk to a pro.
Long Term Care Insurance
Long-term care is usually very expensive, which is why most people need insurance. Most LTC insurance policies will cover only a specific dollar amount for each day you spend in a nursing facility or for each home-care visit. When considering an LTC insurance policy, please work with an expert and compare the benefits to determine which policy will best meet your own needs. Call (215) 969-2967 to schedule an appointment to talk to a pro.