Life Insurance

Protect you and your family from life's unexpected turns.

We hope you never have to use it, but we want you and your family to be protected with discounted life insurance.

Term Life Insurance

Term life insurance provides coverage for a certain time period. It’s often called “pure life insurance” because it’s designed only to protect your dependents in case you die prematurely. If you have a term policy and die within the term, your beneficiaries receive the death benefit. The policy has no other value but is significantly cheaper then whole life insurance. Policies often have terms of one year to 30 years. Call (215) 969-2967 to schedule an appointment to talk to a pro.

Whole Life Insurance

Whole life provides lifelong coverage and includes an investment component known as the policy’s cash value, your policy will never expire as long as it is funded. The cash value grows slowly, tax-deferred, meaning that you won’t pay taxes on its gains while they’re accumulating. You can borrow money against the account or surrender the policy for the cash. Remember that the primary purpose of whole life insurance is to provide a death benefit, whole life is more expensive then term life. Call (215) 969-2967 to schedule an appointment to talk to a pro.

Learn More about Life Insurance

Long Term Care Insurance

Long-term care is usually very expensive, which is why most people need insurance. Most LTC insurance policies will cover only a specific dollar amount for each day you spend in a nursing facility or for each home-care visit. When considering an LTC insurance policy, please work with an expert and compare the benefits to determine which policy will best meet your own needs. Call (215) 969-2967 to schedule an appointment to talk to a pro.

Claim your no-cost Accidental Death & Dismemberment insurance. Add more coverage starting at around $1 a month.^*

Your $1000 of no-cost TruStage^TM Accidental Death and Dismemberment coverage, courtesy of American Heritage Credit Union, is now available for you to claim.

As a member of American Heritage Credit Union, you have received $1000 in AD&D coverage from TruStage^TM at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.

Again, it costs you absolutely nothing — only a few minutes of your time — to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage^TM Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
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