Dear Fellow Members,

I hope that you are enjoying your summer and time with your family! Summer is always a beautiful time to reflect on all that we have accomplished so far in the year, as well as look ahead to everything exciting that is coming up.

We're proud to celebrate the 250th birthday of our great nation and to celebrate this momentous occasion throughout the historic City of Philadelphia. We are excited to offer our members the ability to enter into our Celebrating America 250 Sweepstakes, where 2 lucky winners will be selected to win an amazing cruise along the Mississippi River and take in the beauty of America.

As you plan exciting trips and outings for you and your family this summer, don't forget about the member benefits and discounts we offer at attractions such as Morey's Piers in Wildwood, New Jersey, the Philadelphia Zoo, and Arden Theatre Company in Philadelphia.

For any members traveling this summer, don't forget about our new digital card issuance service. This allows you to freeze your current card in the event it gets lost or stolen and issue a new digital card via Mobile Teller to your device's mobile wallet. Gigi, our virtual associate, also continues to provide quick and efficient service to our members through a phone call or chat on our website. With Gigi, you can reset your password, make a transfer, and more.

American Heritage's entire staff was recently celebrated during our annual Employee Appreciation Day. I sincerely thank all our associates for their continued dedication and commitment to our mission of 'people helping people.' Their passion for helping our members continues to inspire me. I am also proud to continue celebrating the 30th anniversary of our nonprofit organization, the Kids-N-Hope Foundation. So far, we've raised more than $244,500 in 2026, with more to come. Many thanks to our Foundation's Board of Directors, volunteers, and supporters who allow us to continue our mission of funding pediatric health and life services, such as music therapy.

We are also close to expanding our services by opening very first branch in the Lehigh Valley. More details will be forthcoming about this new branch.

I want to take a moment to thank you for being a valued member of American Heritage. When I reflect on our current campaign theme of 'For the People. Not for Profit.' in conjunction with our nation's 250th anniversary, I'm particularly moved. As a credit union member, you demonstrate your passion for helping others and supporting each other's respective financial journeys, whether it be buying a first home or starting a business. These are the same values that were present in 1948 when we began as the Budd Company Workers Federal Credit Union. We will always remain committed to the credit union philosophy of 'people helping people,' and I thank you for your continued trust and loyalty to American Heritage.

Thank you, stay safe and healthy, and God bless America.

Bruce K. Foulke, President/CEO