Dear Fellow Members,

We hope you and your families have been enjoying the summer season and all it has in store for you. Here at American Heritage, we are proud to offer a variety of member discounts that are perfect for the summer season. Members can continue to receive cost savings to popular attractions, such as Morey's Piers in Wildwood, the Philadelphia Zoo, and Arden Theatre Company. We're also proud to serve as a sponsor for The Museum of the American Revolution's Banners of Liberty exhibit. We continuously seek both new discounts and innovative products and solutions to meet your needs and achieve your financial goals.

2025 has been an exciting year for us so far! We opened the year by crossing $5 billion in assets, a testament to our associates' dedication and work, as well as your loyalty to us as a member. Three new branches also recently opened in southern New Jersey through our acquisition of the banking operations of three previous LINKBANK locations. We are also thrilled to have been recognized as a Best-in-State Credit Union by Forbes for the third year in a row.

We were also proud to continue our tradition of awarding 30 high school seniors with a $1,000 scholarship each, recognizing their commitment to their schools and community as part of the Cecilia B. Grady Scholarship Program.

Last month, we recognized our tremendous and dedicated associates for our Annual Employee Appreciation Day. In May, we held our 21st Annual Member Appreciation Day & Car Show, which serves as a way for us to thank our loyal membership for their continued trust in us. It was a fun event with lots of cars, a craft show, and many family-friendly activities. Also, members of our Senior Leadership team, as well as other credit union associates, recently toured the music therapy wing of Children's Hospital of Philadelphia (CHOP). We have been inspired by their commitment to their patients and are excited to continue working with CHOP through the Kids-N-Hope Foundation and as a Workplace Partner.

Our Kids-N-Hope Foundation has raised more than $24,000 so far in 2025, with the annual Rhapsody and Rhythm Walk-A-Thon & 5K raising $11,000 and the spring Purse and Power Tool Bingo raising $13,000, respectively. Later this month, the Foundation will hold its second Purse and Power Tool Bingo of the year. The Annual Cornhole Tournament will take place in September.

As I look upon the first six months of 2025, I am incredibly proud of all we have achieved. Our associates remain committed to providing the best and most innovative solutions to you, our members. I thank you again for your continued trust in American Heritage. It has been a privilege to serve you, and I look forward to our continued success moving forward.

Thank you, stay safe and healthy, and God bless America.

Bruce K. Foulke, President/CEO