Saving & Budgeting

Build a plan for long-term success.

In order to be financially savvy, you need to have a savings plan and budget in place to help guide your money-related decisions. Review budgeting and saving basics as you build your plan or reevaluate an existing one.

  • Create a realistic budget that you can stick to.
  • Overestimate expected costs to be safe, and then put any leftover funds right into savings.
  • Pay yourself first to make saving each month a habit.
  • Ensure your savings can grow in a safe place - and take advantage of high interest-earning options when possible.
  • Expect the unexpected and make sure your savings can handle surprise costs.
  • Set specific and attainable financial goals that will keep you on track.