Managing Debt

Simple ways to make your debts more manageable.

Effectively keep track of and pay down your debt, no matter how much you owe.

  • Keep an up-to-date log of who and how much you owe.
  • Create a bill payment calendar with due dates and pay off dates.
  • Pay at least the minimum amount each time a payment is due.
  • Pay on time whenever a payment is due.
  • Consider consolidating debts to make them more manageable.
  • Don't wait to ask a professional for assistance if you are unable to keep up with payments.