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A group of friends having dinner together in a restaurant.

5 Ways Americans Spend Their Money (And How You Can Spend Less)

By: American Heritage
08.20.19
Do you ever wonder how your spending habits compare with those of other Americans? Wonder no more. Here are a few of the everyday purchases that account for a large portion of what we spend our money on – along with some tips on how to save money in these key areas and set aside more for the future.

Should You Choose a Secured or Unsecured Loan?

By: American Heritage
08.15.19
Life takes money. And sometimes, it takes a lot of money at once. Whether you are planning a wedding, updating your kitchen, or fixing your car, having affordable access to cash is often essential. After all, you don’t want to wipe out your savings. When it’s time to look for a loan or line of credit, one of the first questions to ask is: secured or unsecured?
A boy and his father choose notebooks in the stationery aisle.

Surviving Back to School and all Your Fall Expenses on a Budget

By: American Heritage
08.13.19
Whether you’re starting your kids in pre-school or returning to grad school, back to school is an exciting time for anyone starting something new. While fall can add a lot of expenses to your plate, there are plenty of ways to get what you need, get the maximum value for your dollar and stay within your budget.
Young nurse interviewing for a hospital job

5 Facts that Show How Education Leads to Better Pay

By: American Heritage
08.08.19
We all want to live comfortably and build a secure financial future. Whether you’re supporting yourself or a big family, you deserve this financial freedom. Unfortunately, earning a good salary can be a challenge for many Americans. In today’s competitive job market, being a skilled and valuable employee is the best way to ensure a great paycheck. And this usually depends on a great education.
Young man paying with a credit card

New to Credit Cards? Learn How to Use Them Responsibly and Avoid Debt

By: American Heritage
08.01.19
If you just got your first credit card, or soon will, you have probably heard that credit card debt is a major risk to avoid. While that is true, you shouldn’t be afraid to properly use your credit card. The fact is that like most tools, credit cards can be helpful when used responsibly and can lead to problems when used irresponsibly.