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Should You Choose a Secured or Unsecured Loan?

By: American Heritage
08.15.19
Life takes money. And sometimes, it takes a lot of money at once. Whether you are planning a wedding, updating your kitchen, or fixing your car, having affordable access to cash is often essential. After all, you don’t want to wipe out your savings. When it’s time to look for a loan or line of credit, one of the first questions to ask is: secured or unsecured?
A boy and his father choose notebooks in the stationery aisle.

Surviving Back to School and all Your Fall Expenses on a Budget

By: American Heritage
08.13.19
Whether you’re starting your kids in pre-school or returning to grad school, back to school is an exciting time for anyone starting something new. While fall can add a lot of expenses to your plate, there are plenty of ways to get what you need, get the maximum value for your dollar and stay within your budget.
Young nurse interviewing for a hospital job

5 Facts that Show How Education Leads to Better Pay

By: American Heritage
08.08.19
We all want to live comfortably and build a secure financial future. Whether you’re supporting yourself or a big family, you deserve this financial freedom. Unfortunately, earning a good salary can be a challenge for many Americans. In today’s competitive job market, being a skilled and valuable employee is the best way to ensure a great paycheck. And this usually depends on a great education.
Young man paying with a credit card

New to Credit Cards? Learn How to Use Them Responsibly and Avoid Debt

By: American Heritage
08.01.19
If you just got your first credit card, or soon will, you have probably heard that credit card debt is a major risk to avoid. While that is true, you shouldn’t be afraid to properly use your credit card. The fact is that like most tools, credit cards can be helpful when used responsibly and can lead to problems when used irresponsibly.
Frustrated young woman looking over her finances

Help: I’ve Been Denied for a Loan!

By: Holly Benedetto
07.26.19
If you’ve been declined for a loan, don’t worry – you’re not alone. The average American household has an estimated $6,741 in carried credit card balances, so it’s no surprise that many of us need help with large expenses. Unfortunately, some loans get declined. If you’ve recently applied for a loan and didn’t get the answer you were hoping for, your best tool is education.