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Certificate vs. MMA

Certificates vs. Money Market Accounts: What’s Right for You?

By: American Heritage
03.21.19
A certificate or money market account (MMA) from your local credit union can be a smart, safe way to grow your money faster – and reach your savings goals sooner. Unlike stocks, both account options are federally insured, and they often pay much higher dividends than typical savings accounts. Certificates and MMAs are both good options, but they have some key difference you should know about when deciding which to choose.
Financial Mistakes in 20s

5 Financial Mistakes to Avoid in Your 20s

By: American Heritage
03.14.19
Your 20s are a time of discovery. That includes discovering how to make, spend, and save money (and be less dependent on Mom and Dad). But the journey toward understanding your finances can be a bumpy one. Here are five financial mistakes people often make in their 20s and how to avoid them.
Right Season To Buy Home

Choosing the Right Time of Year to Buy a Home

By: American Heritage
03.05.19
While you may have a clear picture of your budget and ideal home, it’s not always clear how well the local housing market can support both. The market is constantly changing. Getting the law of supply and demand to work in your favor requires good timing.
Young Couple Building Home

Want to Build Your Dream Home? Here’s What You Should Know First.

By: American Heritage
02.28.19
Have you been trying to buy a new home or vacation property, only to see one house after another get snatched up before you can even make an offer? Or, are you unable to find a house that fits your style or needs? Sometimes, to get what you want, you have to do it yourself. But building a house is no easy feat. Here are five things you should know BEFORE you decide to build your dream home.
Buying a Used Car

The Ultimate Used Car Buying Guide

By: American Heritage
02.26.19
Why do we assemble a team of professionals to buy a house and then spend weeks or months agonizing over our decision, but dedicate little more than a Saturday afternoon to buying a car? This guide is meant to help bridge the gap between the seriousness with which we tend to take home buying and car buying.